Welcome CTA Members

Join Us and Prosper

Provident Credit Union and CTA

In 1950, Provident Credit Union was originally founded to serve the California Teachers Association. We were started by educators to serve the needs of the educational community, which is a mission we still follow today. After 72 years of serving educators, we know the needs of the educational community and we are here to help you reach your financial goals.

CTA members who join Provident have access to exclusive offers, like:

  • A discount on an auto loan to help lower your monthly payments

  • A discount on a mortgages which can save you thousands over the life of the loan

  • $300 new account bonus


Provident has 21 branch locations, plus over 5,000 credit union branches nationwide that participate in the CO-OP Shared Branch network and nearly 30,000 ATMs available surcharge-free.



Open a checking account with your new membership and earn $300.123 Check out your account options. (Tip: Super Reward Checking is free, requires no minimum balance, earns 1.26% APY129  and has free transactions at any ATM.125)

To earn the $300 new account bonus, simply do these four things to receive the account bonus within 120 days of account opening:

  1. Deposit a minimum of $25 within 60 days from account opening

  2. Make purchases of $400 or more using a Provident debit and/or credit card215 for two consecutive months, starting the month following your checking account opening

  3. Have direct deposits or automatic credits of at least $500 for two consecutive months, starting the month following your checking account opening

  4. Enroll in online banking and e-Documents with valid e-mail address

Please use promo code 9166.

More Details  Open Checking and Membership


  • No monthly fees or minimum balance requirement007

  • High-yield dividends on balances up to $25,000

  • Unlimited ATM use with no Provident surcharge

  • Up to $12 per month in rebates for third-party ATM surcharges125

  • Free Overdraft Transfer Protection002

  • Free official checks111 

  • Low Mortgage Rates

    Provident has the perfect mortgage loan to fit your needs.
    View Mortgage Options
  • Financial Calculators

    Browse calculators for common questions about mortgages, retirement, savings, and loans.

    All Calculators
  • Get Rewarded for Referring

    For a limited time, we're doubling our referral rewards!

    Refer a Friend