Insurance
Find the right insurance coverage with Provident+
Provident+ Insurance Agency094
Provident+ Insurance is Provident Credit Union's wholly-owned insurance agency subsidiary. Provident+ works with highly-rated insurance companies, so you get access to great rates and save time because we do the shopping for you.
Switch your existing insurance to Provident+ and you could save up to 30%.093
Disclosures
- 093) Members may save up to 30% when they bundle their auto and home insurance policies.
- 094) Insurance products offered through InsureOne Insurance Services America, LLC (CA Lic #0M04446) Insurance products: 1) are not NCUSIF insured; 2) are not obligations of or guaranteed by the Credit Union or any affiliated entities; 3) involve investment risk, including possible loss of value. Insurance products are not available in all states. Actual policy premium may vary based on driving records, garaging address, vehicle type, insurance coverage selected and other underwriting factors. Other rates, service fees, restrictions and charges may apply.
- 095) Cuenca & Associates Insurance Agency, Inc., dba LifeHelp, is licensed to transact business in all 50 states and the District of Columbia and is domiciled at 2990 Innsbruck Drive, Redding, CA 96003. California Agency License # 0449782
Insurance products are not deposits of Provident Credit Union and are not protected by the NCUA. They are not an obligation of or guaranteed by Provident Credit Union and may be subject to risk. Any insurance required as a condition of an extension of credit by Provident Credit Union need not be purchased from Provident Plus Insurance Agency and may be purchased from an agent or an insurance company of the customer's choice. Provident Plus is a wholly-owned subsidiary of Provident Credit Union. Business conducted with Provident Plus Insurance Agency is separate and distinct from any business conducted with Provident Credit Union.
- 096) Reimbursement insurance, monitoring, and other ID Theft protection products provided by Zander Identity Theft Solutions, a trusted partner of Provident Credit Union. Insurance underwritten by Allianz Corp. Billing terms and conditions apply.
- 214) Your purchase of Depreciation Protection Waiver is optional. Whether or not you purchase this product, it will not affect your application for credit or the terms of any existing credit agreement you have with us.
- 216) All coverage is reduced by 50% at age 70 and older, regardless of age at enrollment. This plan may not be available to residents of all states.
Franklin Madison Group LLC is the Plan Administrator.
For California Residents: Insurance product offered by Franklin Madison Insurance Services LLC. Underwritten by Minnesota Life Insurance Company.
Minnesota Life Insurance Company is a member company of Securian Financial Group, Inc. Since 1880, Securian Financial Group and its affiliates have provided financial security for individuals and businesses in the form of insurance, investments and retirement plans.
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Property insurance, including homeowners’ insurance, rental insurance, and more
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Vehicle insurance, including auto insurance, motorcycle insurance, RV insurance, and more
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Personal umbrella insurance that goes above and beyond the limits of your existing auto, homeowners or watercraft insurance
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Commercial insurance, including apartment/condo building insurance, business insurance, workers comp, and more
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Individual disability insurance that replaces a portion of lost income if you are unable to work due to sickness or injury
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Pet insurance that helps you pay your veterinary bills
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Special events insurance, in case of the unexpected on your wedding or other special day
Home, Auto, and Other Insurance
Whatever your insurance needs, Provident can help you.094
The Life Insurance available to our member makes it easy to choose a monthly cost comfortable for you. Choose based on competitive group rates. Applying online is also simple and quick, with no medical exam needed.
Learn more and see costs for Young Family Group Term Life Insurance (eligible ages to apply for coverage 18‑50).
Young Family Group Term Life Insurance
Learn more and see costs for Guaranteed Issue Term Life (eligible ages to apply for coverage 18‑64).
Questions? Call LifeHelp at 1‑800‑345‑4543.
Life Insurance
If you’d like your family to be better protected, we’d like to help. Together with our partner, LifeHelp095, we want to make it easy for you to shop for the life insurance you need.
It's so easy to get your no-cost $2,500216 coverage for this accidental death and dismemberment insurance available through Minnesota Life Insurance Company. Then you can better help protect your family's financial future at group rates with up to $300,000216 more coverage.
Activate your $2,500 of no-cost coverage in just a few steps.
Get Started
Accidental Death & Dismemberment Insurance
Help protect your family's financial future.
Choose from 4 product packages:
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Plan A: This plan protects both borrowers for Disability and Involuntary Unemployment.
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Plan B: This plan protects both borrowers for Loss of Life, Terminal Condition, and Disability.
- Plan C: This plan protects both borrowers for Loss of Life and Terminal Condition.
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Plan D: This plan protects both borrowers for Disability, Involuntary Unemployment, Loss of Life and Terminal Condition.
These plans are available when you are approved for an eligible Provident Credit Union loan. You can add them to an existing Provident loan by visiting a branch or contacting us at (800) 632-4600, option 3.
Credit Protection
Credit Protection can help you avoid the risk of delinquency, default, repossession, or damage to your credit rating. This voluntary product can cancel your loan balance or payments up to the agreement maximum for a specified time.
This coverage is specifically designed to relieve the many hardships caused when you or your loved ones can no longer care for themselves. Provident offers this coverage through our Investment Services department. Our experienced financial consultants will help you better understand your options and determine if this coverage is appropriate for you and your family. Call (650) 508-7222 or (800) 656-4096
Long Term Care
You work hard to achieve a sense of independence, freedom and security; you also understand the value of planning ahead.
Features
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Complete and Unlimited Restoration transfers the recovery work directly to a Certified Identity Theft Specialist available 24/7 365 days a year.
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ID Theft Insurance reimburses up to $1 million in stolen funds from your bank account and out of pocket costs.
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Monitoring Alerts provide instant notification when your personal information is detected and at risk of identity theft. Alerts are sent to your email, smart phone, computer, or tablet.
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Monthly Credit Score Tracking and Early Warning Identity Check
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Personal Information and Change of Address Monitoring
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Lost Wallet Protection
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Home Title Fraud Protection
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Senior Account Monitoring/Protection
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$1 Million Reimbursement Insurance
Identity Theft Protection
Our robust Identity Theft Protection program096 provides the most comprehensive tools to help prevent identity theft.
Your plan is determined by the year, make and model of your vehicle. All plans come with free roadside assistance benefits and a 60 day money back guarantee.
Easy Street
Easy Street is available for vehicles 2006 and newer with under 85,000 miles and comparable to a factory warranty. Coverage terms range from 12 months/12,000 miles to 8 years/100,000 miles.
Main Street
Covers the cost of repair for the stated components of parts. Part include engine, transmission, drive axle, seals, gaskets, air conditioning, front suspension, steering, brakes, cooling, fuel delivery, electrical, and battery. Coverage terms range from 12/12,000 to 48/48,000, and miles are added to current mileage.
First Street
Covers the cost of repairs for the stated components of parts. Parts include engine, transmission, drive axle assembly, seals and gaskets, and 50% on cooling and electrical. Coverage terms range from 24/24,000 to 36/36,000, and miles are added to current mileage.
These plans are available when you are approved for an eligible Provident Credit Union loan. You can add them to an existing vehicle or Provident loan by visiting a branch or contacting us at (800) 632-4600, option 3
GAP is available when you are approved for an eligible Provident Credit Union loan. You can add it to an existing vehicle or Provident loan by visiting a branch or contacting us at (800) 632-4600, option 3.
Guaranteed Auto Protection (GAP)
The waiver benefit will not exceed the maximum benefit selected or the outstanding loan balance, whichever is less.
Depreciation Protection (DPW)
Depreciation Protection (DPW)214 kicks in if your vehicle is ever totaled or stolen and not recovered at anytime over the life of the loan.