Checking Accounts

Checking accounts that work for you

All Provident Checking Accounts Feature:

Schedule Appointment   Apply for Checking Account

Super Reward Checking

EARN 1.010% APY010 

Super Reward Checking offers all the best features you would want in a checking account and more. Plus, there's no monthly service charge.


  • No monthly fees or minimum balance requirement007

  • High-yield dividends on balances up to $25,000

  • Unlimited ATM use with no Provident surcharge

  • Up to $12 per month in rebates for third-party ATM surcharges125

  • Free Overdraft Transfer Protection002

  • Free official checks111 

Provident Checking

This is a full-service checking account with no monthly fees when requirements are met.


  • No monthly fees when requirements are met 

  • Free Provident checks (re-order one box at a time)001

  • Free Overdraft Transfer Protection002

  • Round Up Savings Program: This optional account is a simple, easy, and automatic way to save your hard earned money or pay down debt.

Simply Free Checking

The ideal account if you want to avoid monthly fees and prefer a basic, no-frills account.


Dividend Business Checking

Earn dividends from your checking account.003 


  • No monthly or annual fees
  • ​Currently paying up to 0.200% APY depending on your account balance

  • Competitive tiered rate on balances

  • No restrictions or transaction limits

  • No check or deposit fees

  • Free Overdraft Transfer Protection004

  • Use your Visa Business card to save on qualifying purchases with Visa Savings Edge

Bring your completed application to any Provident Credit Union branch.

Youth Checking

Youth Checking from Provident enables young people ages 13-17 learn to manage their personal finances with an easy-to-use free checking account.


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