Checking Accounts

Checking accounts that work for you

All Provident Checking Accounts Feature:

Schedule Appointment   Apply for Checking Account

Features

  • No monthly fees or minimum balance requirement007

  • High-yield dividends on balances up to $25,000

  • Unlimited ATM use with no Provident surcharge

  • Up to $12 per month in rebates for third-party ATM surcharges125

  • Free Overdraft Transfer Protection002

  • Free official checks111 
     

Features

  • No monthly or annual fees
  • ​Currently paying up to 0.20% APY137 depending on your account balance

  • Competitive tiered rate on balances

  • No restrictions or transaction limits

  • No check or deposit fees

  • Free Overdraft Transfer Protection004

  • Use your Visa Business card to save on qualifying purchases with Visa Savings Edge

Bring your completed application to any Provident Credit Union branch.

New Account Bonus

Earn $300212 when you open a new checking account!

Apply Online

Checking Accounts

Rates are valid as of and are subject to change.

Type Min. Balance Dividend Rate Annual Percentage Yield (APY) Disclaimers
Super Reward Checking up to $25,000 1.253% 1.26% I
Amounts above $25,000 0.080% 0.08%
Requirements Not Met 0.000% 0.00%
Dividend Business Checking $0 0.000% 0.00% J
$25,000 0.100% 0.10%
$75,000 0.150% 0.15%
$125,000 0.200% 0.20%
Basic Business Checking $0 0.000% 0.00% J, KK
$25,000 0.100% 0.10%
$75,000 0.150% 0.15%
$125,000 0.200% 0.20%

Features

Features

Features

Checking Account FAQs