Digital Edge Account

Completely fee-free digital banking account.

Account Features You'll Love

Fee-Free Banking

Enjoy completely free digital banking with no fees.

Get Paid Early

Get paid up to two days early with direct deposit.151

Convenient Banking

Effortlessly manage your money with online banking.

Features

  • No monthly fees, minimum balance, overdraft, or NSF (Non-Sufficient Funds) fees150
  • Get paid up to two days early with direct deposit151
  • Manage your money 24/7 through our online banking or mobile app
  • Receive instant text or email alerts for account activity

Requirements

  • $25 to open. No minimum balance.

Digital Edge

This digital account is ideal if you're seeking a seamless, check-free, and paperless banking solution. It offers a simple, secure, and mobile-friendly way to manage your finances on-the-go.

Effortless Banking Designed For You

Secure Banking

Have peace of mind with fraud monitoring, the ability to lock your debit card if misplaced, and our Zero Liability Fraud Protection Guarantee, reimbursing you 100% for any unauthorized transactions. Federally insured up to $250,000 by the NCUA.

Money Management

Take control of your finances by setting monthly spending limits, effortlessly transfer money between your accounts, to other Provident members, external accounts, and send money to others with Zelle®.

Financial Health

View your credit score, set up credit monitoring alerts, and access Enrich—our free financial wellness center—for resources and coaching to help you achieve your financial goals.

★★★★★

I've been with Provident for over 35 years. Thank you so much for your commitment to our community and excellent, warm, and friendly customer service.

- Patricia B. , San Leandro, CA

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Digital Edge FAQs

Bank On certified
Bank On Certified

Provident's Digital Edge account is certified as meeting Bank On National Account Standards for safe and affordable bank accounts.

Disclosures

  • 150) While this account prevents you from overdrawing in most cases, there may still be times when your account could have a negative balance. This could happen if a transaction is approved for one amount, but the actual charge is more than the amount of money in your account. For example, when you use your debit card for a meal and then add a tip. In this situation, the full payment may go through and result in a negative balance on your account, but we will not charge you an overdraft fee.

    You will not be able to use your debit card or withdraw from your account until you transfer or deposit enough money to bring your available balance positive.

  • 151) Not all direct deposits are eligible for early availability, and it is not guaranteed. Funds may be available up to two days early, depending on when we receive the direct deposit instructions.

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Learn more about how members receive excellent rates, incredible offers, and exceptional service.

Member Benefits

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Open your new checking account online.

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Mobile Banking

Convenient and secure banking for managing your funds and accounts, all from your mobile device.

Features

Existing Members

Save time and apply through online banking. Sign on to online banking to begin and we'll fill out parts of the application for you. Or start by enrolling in online banking.

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Youth Application

New Member Digital Edge Application