High yield dividend checking accounts
|Type||Min. Balance||Dividend Rate||APY||Disclaimers|
|Super Reward Checking||up to $25,000||1.253%||1.260%||I|
|Amounts above $25,000||0.080%||0.080%|
|Requirements Not Met||0.000%||0.000%|
|Dividend Business Checking||$0||0.000%||0.000%||J|
|Basic Business Checking||$0||0.000%||0.000%||J, KK|
I) To receive the rates above 0%, you must complete the following three requirements each month: 1) make purchases of $300 or more using a Provident debit and/or credit card, 2) complete one direct deposit or ACH transfer (automatic debit or credit), and 3) receive online e-Documents. If these requirements are not met in their entirety, the APY will be 0%. All qualifying purchases and transactions referred to as "per month" or "monthly" only count towards the requirement of the month in which they POST, which will be on a business day (Monday – Friday) and may take one or more business days from the purchase/transaction date. The minimum deposit required to open this Account is $25. No minimum balance required and no monthly fee will be assessed. To qualify you must also be a member and age 18 or older. Dividends are forfeited if the account is closed prior to scheduled dividend payment date. Effective February 1, 2013 no more than 1 (one) Super Reward Checking account can be opened per membership.
J) The minimum deposit to open a Dividend Business Checking account is $100.00. No dividends are paid on balances below the balance minimum specified for the lowest balance tier.
KK) Accounts have been discontinued. No dividends are paid on balances below the balance minimum for the lowest balance tier.