Home Equity

Put your equity to work

Put the equity in your home to work with an equity loan or line of credit from Provident. Choose a closed end loan for single purchases such as a car, home improvements, paying off debt, or other needs.

Schedule Appointment   Apply for Home Equity Loan

You can also use our online or mobile banking tools to transfer funds to your Provident checking or savings account.

The interest you pay may be tax deductible — consult your tax advisor.

Features

  • Easy access to funds using equity checks, phone and online transfers

  • No closing costs
     

Home Equity Line of Credit (HELOC)

All Provident equity lines of credit include Equity Checks for convenient access to your credit anytime.

Get a lump sum of cash for large purchases or debt consolidation.

The interest you pay may be tax deductible — consult your tax advisor.

Features

  • Choice of term options ranging from 5, 10, 15, or 20 years
  • Borrow up to 70%050 combined loan to value (CLTV), with loan amounts up to $200,000.

Home Equity Loans

If you like the stability of a predictable monthly payment, this option provides a great fixed rate.

 

Insurance for Home and Auto

Receive quotes from several major carriers to fit your budget

Insurance

Mobile Banking

Access your accounts anytime, anywhere. 

Features

Easy Money Transfers

Save time, money, and hassle every month using our automated deposit services.

Transfers

Disclosures

  • 050) Certain restrictions apply for some CLTVs over 65%. 
  • 051) For current rates and other details, see rates. Ceiling is 6% above the initial, fully indexed rate. Minimum line to apply for is $25,000.
     
  • 052) This is a Variable Rate Loan: rate and payment will change monthly as the Prime Rate (as published in the Wall Street Journal) changes.
     
  • 053) Contact us to obtain details on qualifying accounts.