Put your equity to work

Put Your Equity to Work

Use your home equity line of credit to pay off high interest debts or make home improvements.

Learn More

Home equity line of credit limits up to $200,000 and no closing costs

Put the equity in your home to work with an equity loan or line of credit from Provident. Choose a closed end loan for single purchases such as a car, home improvements, paying off debt, or other needs.

Schedule Appointment   Apply for Home Equity Loan   Home Equity Calculators

Get a lump sum of cash for large purchases or debt consolidation.

The interest you pay may be tax deductible — consult your tax advisor.

Features

  • Choice of term options ranging from 5, 10, 15, or 20 years
  • Borrow up to 70%050 combined loan to value (CLTV), with loan amounts up to $200,000.

You can also use our online or mobile banking tools to transfer funds to your Provident checking or savings account.

The interest you pay may be tax deductible — consult your tax advisor.

Features

  • Easy access to funds using equity checks, phone and online transfers

  • No closing costs201
     

Ross McMillan

Equity Specialist

Phone: (650) 508-7203

<p>Ross has over 20 years of mortgage industry experience. Ross has the knowledge, experience, and expertise to guide you through the home equity application process. He has expertise in loan origination, processing, and the funding of mortgage loan transactions. Don&rsquo;t hesitate to call or apply online with Ross today.</p>

Ross has over 20 years of mortgage industry experience. Ross has the knowledge, experience, and expertise to guide you through the home equity application process. He has expertise in loan origination, processing, and the funding of mortgage loan transactions. Don’t hesitate to call or apply online with Ross today.

Apply with Ross

Frequently Asked Questions