Put your equity to work

Disclosures

  • 050) Certain restrictions apply for some CLTVs over 65%. 
  • 051) For current rates and other details, see rates. This loan features a 5 year introductory interest rate. All subsequent rate adjustments are based on the Prime Rate as published in the Wall Street Journal plus a margin listed above. The maximum rate (maximum annual percentage rate) cannot be more than 6% plus the “Start Rate.” Minimum line to apply for is $25,000.
     
  • 052) This is a Variable Rate Loan: rate and payment will change monthly as the Prime Rate (as published in the Wall Street Journal) changes.
     
  • 053) Contact us to obtain details on qualifying accounts.
  • 232) For current rates and other details, see rates. 

Put Your Equity to Work

Use your home equity line of credit to pay off high interest debts or make home improvements.

Learn More

Home equity line of credit limits up to $200,000 and no closing costs

Put the equity in your home to work with an equity loan or line of credit from Provident. Choose a closed end loan for single purchases such as a car, home improvements, paying off debt, or other needs.

Schedule Appointment   Apply for Home Equity Loan   Home Equity Calculators

Get a lump sum of cash for large purchases or debt consolidation.

The interest you pay may be tax deductible — consult your tax advisor.

Features

  • Choice of term options ranging from 5, 10, 15, or 20 years
  • Borrow up to 70%050 combined loan to value (CLTV), with loan amounts up to $200,000.

Home Equity Loans

If you like the stability of a predictable monthly payment, this option provides a great fixed rate.

 

You can also use our online or mobile banking tools to transfer funds to your Provident checking or savings account.

The interest you pay may be tax deductible — consult your tax advisor.

Features

  • Easy access to funds using equity checks, phone and online transfers

  • No closing costs
     

Home Equity Line of Credit (HELOC)

All Provident equity lines of credit include Equity Checks for convenient access to your credit anytime.

Still deciding?

Let Provident Credit Union help with one of our educational services.

HELOC Rates

5-Year Fixed Relationship HELOC: 6.500% (8.100% APR)

View All HELOC Rates

How Large of a Line of Credit Can I Obtain?

Use this tool to determine the maximum home equity line of credit you can obtain.

Calculate

Meet With a HELOC Consultant

Schedule an appointment with a HELOC specialist.

Schedule

Frequently Asked Questions