Transfers

Easy transfers between accounts

Types of Transfers

Save time, money, and hassle every month using Provident's remote transfers and deposits, including services that can move your money automatically between accounts.

Online Transfer Between Provident Accounts

Move funds between your Provident accounts
Move funds to other Provident accounts (Cross-account transfers)
Pay Provident loans (including principal-only payments to mortgages) or credit cards

Transfer Details

Online External Transfer (Outgoing & Incoming)

Move funds between your Provident accounts and your accounts at other institutions⁰¹⁸
Payments to Provident loans (including auto and principal-only payments to mortgages) by transferring from your account at another financial institution

External Transfers

Other Automated Transfers & Direct Deposit

Automated Transfers to your Provident mortgage or loan from accounts at other institutions
Make direct deposits to your savings and checking accounts at Provident

Automatic Transfers

Wire Transfer

Transfer funds for a down payment on a home purchase at another financial institution
Domestic or International wires
Move funds between your Provident accounts and your accounts at other institutions

Wire Transfers

Transfer Features

Feature	Online External Account Transfer	Automated Transfers & Direct Deposit
Free
One-time or Recurring
One-time advance set-up required
Accessible in Online Banking		Automated Transfers Only
Email Alerts
Transfer funds from a Provident Account		Automated Transfers Only
No limits on transaction amounts		Automated Transfers Only
Regulation D restrictions apply	Restrictions may apply and vary by external institution	Restrictions may apply and vary by external institution
Move funds outside of the U.S

Direct Deposit and Payroll Deduction

Enjoy the safety and convenience of having your paychecks deposited automatically with direct deposit. Avoid teller lines on busy paydays by having the funds delivered directly from your employer into your Provident Credit Union account. You'll receive hassle-free access to your paycheck on the day it is paid, even if you're nowhere near a branch or ATM. If for some reason you don't want the entire paycheck deposited into your Provident Credit Union accounts, use payroll deduction to automatically deposit just a portion of each paycheck.

Set-up direct deposit

Once completed and signed, these forms can be mailed to:

Provident Credit Union
Attn: Account Services
303 Twin Dolphin Drive
Redwood City, CA 94065-1409

Or, bring your completed forms to any Provident Community Branch. You may also fax your completed forms to (650) 508-0619

Go Direct

If you are receiving a periodic federal check (such as monthly Social Security benefits), you can apply online for direct deposit through Go Direct, a U.S. Government website.

Create a Transfer

Provident members must first be enrolled in online banking to access this service.

Select on “Make a Transfer” from the “Transfers” menu.
Select a “From” and “To” account. Enter the amount you want to transfer. Select your transfer schedule: Immediate, Future, or Recurring. Select "Continue."
Review and confirm your request. To process the transaction, select “Transfer”.