Credit Cards

Choose the low rate card that’s right for you

Disclosures

011) Alerts received via SMS text message may result in a charge from your mobile service provider.
073) Please see Provident World+ Travel^® Program Rules.
074) Please see the Visa® Guide to Benefits
075) Certain restrictions apply. See Priority Pass™ term and conditions for details.
076) To qualify, the transactions must: (i) be completed using the full Provident World+ Travel^®Visa Signature^®16-digit card number referenced during the Program period; (ii) post to the Provident World+ Travel^® Visa Signature^®account referenced during the Program period through Statement Credit; and (iii) be identified as a "Qualifying Transaction" based on the information available on Visa^®'s proprietary network (VisaNet). See full TSA PreCheck^® and Global Entry Terms and Conditions for details. TSA PreCheck^® and Global Entry benefit limited to one individual per account every 5 years.
078) Certain restrictions apply. View Provident World+ Travel^® benefits term and conditions for details.
080) Cash Back Program Rules. View Visa® Guide to Benefits for details.
082) Co-applicant (parent/guardian) required if member is under the age of 21 and cannot show proof of income. Otherwise co-signer is optional.
083) Credit union deposit(s) must be pledged to secure the Visa®, with a minimum pledge of $600 and at least 120% of the approved credit line.
115) All Provident Credit Union loans subject to credit approval. Some restrictions may apply.
116) Some restrictions may apply.
235) View Provident Visa® Terms and Conditions for details.
236) View Provident Visa® with Rewards Terms and Conditions for details.
239) Provident College Visa® Terms and Conditions
240) Provident Share Secured Visa® Terms and Conditions
244) Provident College Share Secured Visa® Terms and Conditions
245) Students must be 18+ years old to open a Provident College Share Secured credit card. Must provide government issued ID, valid student ID or proof of enrollment/acceptance and source of income.

Earn rewards, cash back or pay for business expenses

Provident offers a full range of Visa® credit cards¹¹⁵. Whether you want to earn rewards, cash back or pay for business expenses. Provident Credit Union Visa® Credit Card Benefits:

No foreign transaction fees
Mobile and online services including card activation, card controls, travel notice, reporting lost, stolen or damaged cards, balance transfers, dispute transactions and much more
Use with your Digital wallet including: Apple Pay^TM, Google Pay^TM, Samsung Pay, and Visa Checkout®
Transaction alerts via email or SMS text message⁰¹¹
Automated Fraud alerts
Merchant discount program: Visa Discounts
Complimentary access to ID Navigator powered by NortonLifeLock™
Zero Liability Fraud Protection Guarantee
24/7 call support at (800) 790-7728

Schedule Appointment

Features

Earn 20,000 bonus points⁰⁷³ when you spend $3,500 within 60 days of account opening
Credit for TSA Pre✓ ^® or Global Entry⁰⁷⁶
Complimentary annual membership with Priority Pass ⁰⁷⁵
Redeem your points at CURewards.com
Complimentary access to ID Navigator powered by NortonLifeLock™

Provident World+ Travel® Visa Signature®

With this card¹¹⁵ you’ll earn 2 reward points on all travel related purchases and 1 point for all other purchases.

Product Details Apply

Features

Credit limits up to $35,000¹¹⁵
Choice between low rates or rewards points
Option to earn reward points towards travel and merchandise with every purchase, through CURewards.
$1 million travel accident insurance¹¹⁶
Enjoy all the benefits common to every Provident Credit Union Visa®
Complimentary access to ID Navigator powered by NortonLifeLock™

Provident Visa®

Enjoy low variable rates²³⁵ or CU Reward points²³⁶, along with the convenience and security of a Visa^® credit card.

Product Details Apply

The College Visa® provides students a way to take control of their money to gain responsible money management skills.

Features

Low rates
Qualify with little or no credit history
Credit limit of $1,500
Optional parent/guardian co-applicant⁰⁸²
Enjoy all the benefits common to every Provident Credit Union Visa®
Complimentary access to ID Navigator powered by NortonLifeLock™

Provident College Visa®

Designed to help college students become financially independent and build credit for the future.

Product Details Apply

Your Share Secured Visa® payment history is reported to all three major credit bureaus, helping you build or re-establish a positive credit history and earn the privilege to apply for more credit.

Features

Very low rates
Qualify with no credit history
Plus enjoy all the benefits common to every Provident Credit Union Visa
Complimentary access to ID Navigator powered by NortonLifeLock™

Provident Share Secured Visa®

Enjoy the purchasing power and flexibility of a credit card using the secured funds from your Provident Savings account.⁰⁸³

Product Details Apply

The College Share Secured Visa® gives students with no credit the chance to build the kind of credit history that will be essential after graduation.

Features

Competitive low rates
Credit limits up to $1,500
No foreign transaction fees
No credit check required
Qualify with no employment history
Enjoy all the benefits common to every Provident Credit Union Visa®

Provident College Share Secured Visa®

Designed specifically for college students. This card provides the purchasing power and flexibility of a credit card using the secured funds from your Provident savings account.⁰⁸³

Product Details Apply

Report a Damaged, Lost or Stolen Credit Card

Report your credit card lost or stolen through online banking or our mobile app

Report Cards Lost or Stolen

Balance Transfers

Transfer your balances and save!

Balance Transfers

Card Controls

Set card transaction restrictions or lock your debit/credit card anytime.

Set-Up Card Controls

Credit Cards

Disclosures

Earn rewards, cash back or pay for business expenses

Features

Cash Back Visa Signature®

Features

Provident World+ Travel® Visa Signature®

Features

Provident Visa®

Features

Provident College Visa®

Features

Provident Share Secured Visa®

Features

Provident College Share Secured Visa®

Report a Damaged, Lost or Stolen Credit Card

Balance Transfers

Card Controls

Credit Card FAQs

Cookie Consent

Credit Cards

Disclosures

Earn rewards, cash back or pay for business expenses

Features

Cash Back Visa Signature®

Features

Provident World+ Travel® Visa Signature®

Features

Provident Visa®

Features

Provident College Visa®

Features

Provident Share Secured Visa®

Features

Provident College Share Secured Visa®

Report a Damaged, Lost or Stolen Credit Card

Balance Transfers

Card Controls

Credit Card FAQs

When will I receive my credit card?

When will I see my first e-Document on my Provident Visa credit card?

What are Visa Credit Card Alerts?

How can I make online payment(s) to my Provident Visa credit card?

How do I order a replacement for a lost/stole debit card or credit card?

What's the status of my credit card application?

Can I transfer balances to my Provident Visa credit card?

Are all Provident Credit Union credit cards eligible for a credit line increase?

Can I check my Provident Visa Credit Card and Visa Debit Card balances online?

Am I able to activate my Provident credit card in Online Banking or in Provident's mobile app?