Credit Cards

Choose the low rate card that’s right for you

Earn rewards, cash back or pay for business expenses

Provident offers a full range of Visa® credit cards115. Whether you want to earn rewards, cash back or pay for business expenses. Provident Credit Union Visa® Credit Card Benefits:

  • No foreign transaction fees
  • Mobile and online services including card activation, card controls, travel notice, reporting lost, stolen or damaged cards, balance transfers, dispute transactions and much more
  • Use with your Digital wallet including: Apple PayTM, Google PayTM, Samsung Pay, and Visa Checkout®
  • Transaction alerts via email or SMS text message011
  • Automated Fraud alerts
  • Merchant discount program: Visa Discounts
  • Complimentary access to ID Navigator powered by NortonLifeLock™
  • Zero Liability Fraud Protection Guarantee
  • 24/7 call support at (800) 790-7728

Schedule Appointment 

Features

  • Unlimited 1.5% cash back on all purchases

  • No annual fee

  • No merchant categories to choose from to earn rewards

  • No caps or restrictions

  • 0% APR on purchases and balance transfers for 14 billings cycles079
     

Features

Features

  • Credit limits up to $35,000115

  • ​Choice between low rates or rewards points
  • Option to earn reward points towards travel and merchandise with every purchase, through CURewards.

  • $1 million travel accident insurance116

  • Enjoy all the benefits common to every Provident Credit Union Visa®
  • Complimentary access to ID Navigator powered by NortonLifeLock™

Your Share Secured Visa® payment history is reported to all three major credit bureaus, helping you build or re-establish a positive credit history and earn the privilege to apply for more credit.


Features

Features

The College Share Secured Visa® gives students with no credit the chance to build the kind of credit history that will be essential after graduation.

Features

  • Competitive low rates
  • Credit limits up to $1,500
  • No foreign transaction fees
  • No credit check required
  • Qualify with no employment history
  • Enjoy all the benefits common to every Provident Credit Union Visa®

Features

  • Credit limits up to $50,000

  • Earn reward points towards travel and merchandise with every purchase, through CURewards. You earn 1 point for every $1 spent. All rewards earned will roll up to the primary card.

  • No cost for employee cards

  • Visa SavingsEdge® exclusive discounts and offers

  • Enjoy all the benefits common to every Provident Credit Union Visa®

  • Complimentary access to ID Navigator powered by NortonLifeLock™

Bring your completed application to any Provident Credit Union branch or schedule a virtual appointment.

Features

Bring your completed application to any Provident Credit Union branch or schedule a virtual appointment.

Credit Card FAQs