Credit Cards

Choose the low rate card that’s right for you

 Provident offers a full range of Visa® credit cards115 — whether you want to earn rewards, cash back or pay for business expenses. 

Provident Credit Union Visa® Credit Card Benefits:

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Cash Back Visa Signature

Receive unlimited 1.5% cash back on all purchases. Enjoy no interest on purchases and balance transfers for the first 14 billing cycles.


  • Unlimited 1.5% cash back on all purchases

  • No annual fee

  • No merchant categories to choose from to earn rewards

  • No caps or restrictions

  • 0% APR on purchases and balance transfers for 14 billings cycles079

World+ Travel Visa Signature Card

With this card you’ll earn 2 reward points on all travel related purchases and 1 point for all other purchases. Enjoy no interest on purchases and balance transfers for the first 12 billing cycles.


  • Earn 20,000 bonus points073 if you meet the requirements

  • Credit for TSA Pre✓ ® or Global Entry076

Provident Visa

Enjoy low variable rates or CU Reward points, along with the convenience and security of a Visa® credit card.


Provident Business Visa

Simplify bookkeeping, control expenses and earn 1 point for every $1 spent with no limits or caps. If you wish to provide cards for additional employees, you’ll be able to track expenses and cash flow with both individual statements and a summarized statement for all cards. 


  • Credit limits up to $50,000

  • Earn reward points towards travel and merchandise with every purchase, through CURewards. You earn 1 point for every $1 spent. All rewards earned will roll up to the primary card.

  • No cost for employee cards

  • Visa SavingsEdge® exclusive discounts and offers

  • Enjoy all the benefits common to every Provident Credit Union Visa

  • Complimentary access to ID Navigator powered by NortonLifeLock™

Download Application

Bring your completed application to any Provident Credit Union branch.

Provident College Visa

Designed to help college students build credit for the future.


Provident Share Secured Visa

Enjoy the purchasing power and flexibility of a credit card using the secured funds from your Provident Savings account.083 Your Share Secured Visa® payment history is reported to all three major credit bureaus, helping you build or re-establish a positive credit history and earn the privilege to apply for more credit.


Signature World+ Travel Visa

Rewarding perks for all your travels!
Visa Rewards

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