Provident Credit Union will be closed for Indigenous Peoples' Day

Monday, October 13

Credit Cards

Choose the low rate card that’s right for you

Earn rewards, cash back or pay for business expenses

Provident offers a full range of Visa® credit cards115. Whether you want to earn rewards, cash back or pay for business expenses. Provident Credit Union Visa® Credit Card Benefits:

  • No foreign transaction fees
  • Mobile and online services including card activation, card controls, travel notice, reporting lost, stolen or damaged cards, balance transfers, dispute transactions and much more
  • Use with your Digital wallet including: Apple PayTM, Google PayTM, Samsung Pay, and Visa Checkout®
  • Transaction alerts via email or SMS text message011
  • Automated Fraud alerts
  • Merchant discount program: Visa Discounts
  • Complimentary access to ID Navigator powered by NortonLifeLock™
  • Zero Liability Fraud Protection Guarantee
  • 24/7 call support at (800) 790-7728

Schedule Appointment 

Features

  • Unlimited 1.5% cash back on all purchases

  • No annual fee

  • No merchant categories to choose from to earn rewards

  • No caps or restrictions

  • 0% APR on purchases and balance transfers for 14 billings cycles
     

Features

Features

  • Credit limits up to $35,000115

  • ​Choice between low rates or rewards points
  • Option to earn reward points towards travel and merchandise with every purchase, through CURewards.

  • $1 million travel accident insurance116

  • Enjoy all the benefits common to every Provident Credit Union Visa®
  • Complimentary access to ID Navigator powered by NortonLifeLock™

The College Visa® provides students a way to take control of their money to gain responsible money management skills.

Features

Your Share Secured Visa® payment history is reported to all three major credit bureaus, helping you build or re-establish a positive credit history and earn the privilege to apply for more credit.

Features

  • Very low rates

  • Qualify with no credit history

  • Plus enjoy all the benefits common to every Provident Credit Union Visa

  • Complimentary access to ID Navigator powered by NortonLifeLock™

The College Share Secured Visa® gives students with no credit the chance to build the kind of credit history that will be essential after graduation.

Features

  • Competitive low rates
  • Credit limits up to $1,500
  • No foreign transaction fees
  • No credit check required
  • Qualify with no employment history
  • Enjoy all the benefits common to every Provident Credit Union Visa®

Credit Card FAQs