Credit Cards

Choose the low rate card that’s right for you

 Provident offers a full range of Visa® credit cards115 — whether you want to earn rewards, cash back or pay for business expenses. 

Provident Credit Union Visa® Credit Card Benefits:

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Cash Back Visa Signature

Receive unlimited 1.5% cash back on all purchases. Enjoy no interest on purchases and balance transfers for the first 14 billing cycles.

Features

  • Unlimited 1.5% cash back on all purchases

  • No annual fee

  • No merchant categories to choose from to earn rewards

  • No caps or restrictions

  • 0% APR on purchases and balance transfers for 14 billings cycles079
     

World+ Travel Visa Signature Card

With this card you’ll earn 2 reward points on all travel related purchases and 1 point for all other purchases. Enjoy no interest on purchases and balance transfers for the first 12 billing cycles.

Features

  • Earn 20,000 bonus points073 if you meet the requirements

  • Credit for TSA Pre✓ ® or Global Entry076

Provident Visa

Enjoy low variable rates or CU Reward points, along with the convenience and security of a Visa® credit card.

Features

  • Credit limits up to $35,000

  • ​Choice between low rates or rewards points
  • Option to earn reward points towards travel and merchandise with every purchase, through CURewards

  • $1 million travel accident insurance116

  • Auto rental insurance

  • Enjoy all the benefits common to every Provident Credit Union Visa

Provident Business Visa

Simplify bookkeeping, control expenses and earn 1 point for every $1 spent with no limits or caps. If you wish to provide cards for additional employees, you’ll be able to track expenses and cash flow with both individual statements and a summarized statement for all cards. 

Features

  • Credit limits up to $50,000
  • Earn reward points towards travel and merchandise with every purchase, through CURewards. You earn 1 point for every $1 spent. All rewards earned will roll up to the primary card.
  • No cost for employee cards
  • Visa SavingsEdge® exclusive discounts and offers
  • Enjoy all the benefits common to every Provident Credit Union Visa®

Provident College Visa

Designed to help college students build credit for the future.

Features

  • Low rates

  • Qualify with little or no credit history

  • Credit limit of $1,500

  • Optional parent/guardian co-applicant082

  • Enjoy all the benefits common to every Provident Credit Union Visa.

Provident Share Secured Visa

Enjoy the purchasing power and flexibility of a credit card using the secured funds from your Provident Savings account.083 Your Share Secured Visa® payment history is reported to all three major credit bureaus, helping you build or re-establish a positive credit history and earn the privilege to apply for more credit.

Features

  • Very low rates
  • Qualify with no credit history
  • Plus enjoy all the benefits common to every Provident Credit Union Visa.

Signature World+ Travel Visa

Rewarding perks for all your travels!

Visa Rewards

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