Provident Share Secured Visa®
Your Share Secured Visa® payment history is reported to all three major credit bureaus, helping you build or re-establish a positive credit history and earn the privilege to apply for more credit.
Features
-
Very low rates
-
Qualify with no credit history
-
Plus enjoy all the benefits common to every Provident Credit Union Visa
-
Complimentary access to ID Navigator powered by NortonLifeLock™
Disclosures
- 083) Credit union deposit(s) must be pledged to secure the Visa®, with a minimum pledge of $600 and at least 120% of the approved credit line.
- 115) All Provident Credit Union loans subject to credit approval. Some restrictions may apply.
- 240) Provident Share Secured Visa® Terms and Conditions
- Y) How We Will Calculate Your Balance: We use a method called "average daily balance (including new purchases)." See your account agreement for more details.
Loss of Introductory APR: We may end your introductory APR and apply the Penalty APR if you make a late payment.
Billing Rights: Information on your rights to dispute transactions and how to exercise those rights is provided in your account agreement:
Provident Cash Back account agreement
Provident World+ Travel® account agreement
Provident Business Rewards Visa® account agreement
Provident Business Share Secured Visa® account agreement
The above disclosure represents important details concerning Provident Credit Union's credit card. The information is accurate as of the effective date stated above and may change after this date. You may call us toll free at (800) 632-4600 or write us at Provident Credit Union, 303 Twin Dolphin Drive, Redwood City, CA 94065 to inquire if any changes have occurred since the date stated above.
*The Prime Rate used to determine the APR is the rate published in The Wall Street Journal.