Card Comparison

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The Jetsetter Card	The Shopper Card	The Reward Card	The Starter Card	The Scholar Card
World+ Travel^® Visa Signature^®	Cash Back Visa Signature^®	Provident Visa^®	Provident Share Secured Visa^®	Provident College Visa^®

Apply	Apply	Apply	Apply	Apply
Product Details	Product Details	Product Details	Product Details	Product Details
Earn 2 reward points on all travel related purchases. Rates and Fees	Receive unlimited 1.5% cash back on all purchases. Rates and Fees	Enjoy low variable rates²³⁵ or CU Reward points.²³⁶ Rates and Fees	A credit card that uses secured funds from your account.⁰⁸³ Rates and Fees	Become financially independent and build credit for the future. Rates and Fees

World+ Travel® Visa Signature®	Cash Back Visa Signature®	Provident Visa®	Provident Share Secured Visa®	Provident College Visa®
APR
17.24% to 18.00% APR	15.24% to 18.00% APR	14.90% to 18.00% APR	14.90% APR	18.00% APR
No Annual Fees

0% Introductory APR

Rewards, Points, & Perks

No Credit History

Travel Insurance

Rest easy knowing that Provident reimburses you 100% for any unauthorized electronic transactions.

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Benefits

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002) APR = Annual Percentage Rate. Rates are valid as of and are subject to change.
083) Credit union deposit(s) must be pledged to secure the Visa®, with a minimum pledge of $600 and at least 120% of the approved credit line.
235) View Provident Visa® Terms and Conditions for details.
236) View Provident Visa® with Rewards Terms and Conditions for details.