Disclosures

011) Alerts received via SMS text message may result in a charge from your mobile service provider.

115) All Provident Credit Union loans subject to credit approval. Some restrictions may apply.

116) Some restrictions may apply.

Y) How We Will Calculate Your Balance: We use a method called "average daily balance (including new purchases)." See your account agreement for more details.
Loss of Introductory APR: We may end your introductory APR and apply the Penalty APR if you make a late payment.
Billing Rights: Information on your rights to dispute transactions and how to exercise those rights is provided in your account agreement: 

Provident Cash Back account agreement
Provident World+ account agreement
Provident Visa, College Visa, and Share Secure Visa account agreement
Provident Business Rewards Visa account agreement

The above disclosure represents important details concerning Provident Credit Union's credit card. The information is accurate as of the effective date stated above and may change after this date. You may call us toll free at (800) 632-4600 or write us at Provident Credit Union, 303 Twin Dolphin Drive, Redwood City, CA 94065 to inquire if any changes have occurred since the date stated above.

*The Prime Rate used to determine the APR is the rate published in The Wall Street Journal.