Financially Sound
Provident Credit Union deposit products are federally insured by the National Credit Union Administration.
Save for the Future
The Pick-A-Term Certificate helps you meet your savings goals and is federally insured up to $250,000 by the NCUA.
Terms to Fit Your Goals
New 40-Year Fixed/Adjustable Movable Mortgages available.
Join Provident
Members receive excellent rates, incredible offers, and exceptional service.
Auto Loan Rates
New or Used Vehicles: 5.750% APR
Mortgage Rates
30-YR Fixed Rate Conforming Mortgages: 6.75% (6.772% APR)
Savings Rates
High Yield Money Market earns 4.00% APY
New Articles
Community
02.11.2025
Provident USF Student Organization Grants
Provident awards USF student organizations with scholarship grant
Security
02.03.2025
Stay Safe from Artificial Intelligence Fraud
How scammers use AI
Security
01.10.2025
Protect Yourself During Identity Theft Awareness and Data Privacy Week
Stay informed and secure during Identity Theft Awareness and Data Privacy Week