The Provident Difference
We have served Bay Area communities for 70 years with secure deposits, great rates, and many benefits for members.
Schedule Appointment
Schedule an appointment with a specialist to discuss your banking, mortgage, auto loan, or investment needs.
Security and Fraud Center
How we keep your accounts safe and learn how to avoid the latest scams.
40-Year Mortgage Loans
Increase your purchasing power and lower your monthly payments.
Auto Loan Rates
New or Used Vehicles: 6.500% APR
Mortgage Rates
30-YR Fixed Rate Conforming Mortgages: 6% (6.022% APR)
Savings Rates
High Yield Money Market earns 4.50% APY
New Articles
Promotions
08.29.2024
Sharks Spectacular Giveaway
Enter to win four tickets to a San Jose Sharks preseason game
Products
08.28.2024
Five Steps to a Healthy 401(k)
Investing tips for retirement accounts
News
08.26.2024
2024 Top Workplaces Award
San Francisco Chronicle names Provident Credit Union a Top Workplace