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New Checking Account Offer

Earn $300

Earn $300 when you open a new Checking Account!212

Join Provident and open an eligible checking account to earn a $300 New Account Bonus!

Use promo code 3030 when applying. Offer expires April 30, 2025.

Open Checking Account

Earn a $300 Bonus in Four Easy Steps

To qualify, simply complete these four steps for two consecutive months, starting the month following your account opening.

Featured Checking Accounts

Features

  • No monthly fees, minimum balance, overdraft, or NSF (Non-Sufficient Funds) fees150
  • Get paid up to two days early with direct deposit151
  • Manage your money 24/7 through our online banking or mobile app
  • Receive instant text or email alerts for account activity

Features

  • No monthly fees or minimum balance requirement007

  • High-yield dividends on balances up to $25,000129

  • Unlimited ATM use with no Provident surcharge

  • Up to $12 per month in rebates for third-party ATM surcharges125

  • Free Overdraft Transfer Protection002

  • Free official checks111 
     

Checking Accounts

Rates are valid as of and are subject to change.

Type Min. Balance Dividend Rate Annual Percentage Yield (APY) Disclaimers
Super Reward Checking up to $25,000 1.253% 1.26% I
Amounts above $25,000 0.080% 0.08%
Requirements Not Met 0.000% 0.00%

Checking Account FAQs