Account Features
Free Services
Easy Access to Funds
Surcharge-free ATM network of 30,000+ locations. No fees for checks or money orders111.
Zero Liability Fraud Protection Guarantee
Rest easy knowing that Provident reimburses you 100% for any unauthorized electronic transactions.
Features
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No monthly fees when requirements are met
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Free Provident checks (re-order one box at a time)001
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Round Up Savings Program: This optional account is a simple, easy, and automatic way to save your hard earned money or pay down debt.
Requirements
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$25 to open. No minimum balance.006
To avoid a monthly fee, one (1) of the following requirements must be met monthly:
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Minimum $1,000 in direct deposits to your Provident Checking account005
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Minimum $2,500 in combined balances in checking and savings accounts at Provident
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Minimum two electronic bill payments per month using Bill Pay (bill payments using paper checks don’t count toward waiving the monthly service fee)
Provident Checking
This is a full-service checking account with no monthly fees when requirements are met.
Still not sure which is right for you? Select up to three and compare their rates and features to learn more.
| Product | Provident Checking | Super Reward Checking | Simply Free Checking | Youth Checking |
|---|---|---|---|---|
| Overview |
This is a full-service checking account with no monthly fees when requirements are met. |
EARN 1.26% APY010This high yield checking account offers all the best features you'd want in a checking account while allowing you to earn more on your deposits and everyday banking. |
The ideal account if you want to avoid monthly fees and prefer a basic, no-frills account. |
Enables young people, ages 13-17, to learn how to manage their personal finances with an easy-to-use free checking account. |
| APR | ||||
| Minimum Balance |
No Minimum Balance
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No Minimum Balance
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No Minimum Balance
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No Minimum Balance
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| Annual Fee |
No Annual Fee
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No Annual Fee
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No Annual Fee
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No Annual Fee
|
| Apply | Apply | Apply | Apply |
Disclosures
- 001) Standard delivery fee applies.
- 002) In the event of an overdraft, if you have selected certain accounts to be used for Overdraft Transfer Protection and the funds are available to cover the transaction, they are automatically transferred from your other accounts. If you do not have funds available we offer Courtesy Pay Overdraft (there is a per-item fee for Courtesy Pay Overdraft) Service Charge Schedule
- 005) Direct Deposit of payroll, pension or benefits checks, or Automatic Transfer from a non-Provident account.
- 006) The minimum deposit required to open this account is $25.00. Your account will be automatically closed if your balance remains at zero for 180 days or more.
- 111) Limited to two official checks and three money orders per day per member at no charge. Additional official checks and/or money orders are subject to a fee. Does not apply to Business Checking accounts. Consult the Service Charge Schedule for current fees.
Schedule Appointment
Schedule an appointment with a specialist to discuss your banking, mortgage, auto loan, or investment needs.
Join Provident
Learn more about how members receive excellent rates, incredible offers, and exceptional service.
Become a Member
Open your new checking account online.