Round Up Savings

Round Up helps you save by automatically rounding up your debit card purchases to the nearest dollar and transferring the difference to a Round Up Savings account from your checking account.

Sign on to online banking to add this to an account.

Features

No monthly fees
100% of eligible transactions matched for first three months on your first enrolled account ⁰¹⁵
5% of eligible transactions matched on this and all subsequent enrolled accounts after the first three months, up to $250 per year (Super Reward Checking not eligible for matching)
Current rate 0.030% APY

At the end of each month, you can transfer your balance to an eligible Provident savings account, loan, or credit line (checking accounts are not eligible). Or, keep your funds in your Round Up Savings account and watch it grow.

Requirements

Must enroll through online banking
Ongoing enrollment in e-Documents
Only debit card PIN and signature-based transactions are eligible

Minimum Balance

No minimum balance.

Disclosures

015) 100% matching applies to first enrolled account only. Matching funds are based solely on signature transactions (i.e. when the credit option is selected). The Super Reward Checking account is not eligible for matching.

B) Terms and Conditions: The Annual Percentage Yield (APY) is variable and subject to change. The floor rate is 0.20% APY and guaranteed through December 31 of the current year on all new and existing Accumulator savings plans and is subject to change once a year on January 1st. A minimum deposit of $25 is required to open this account. This minimum will be applied upon the first automatic deposit into your account. If your balance falls below the minimum balance requirement, the next deposit to your account will be applied to meet this requirement. The maximum opening deposit for this account is $3,000. Withdrawals will reduce earnings. If you make a withdrawal prior to maturity you will be assessed a withdrawal fee (See Service Charge Schedule). Withdrawals are not permitted if the withdrawal amount combined with the withdrawal fee exceeds your balance. Dividends are deferred until maturity. Funds will be transferred to your Provident Credit Union Membership Savings account, on the date you select at opening, which must be within 12 months of the open date. If you close your account before your transfer date you will be assessed a withdrawal fee and forfeit all dividends accrued on the account to date. This plan cannot be used for Overdraft Transfer Protection for checking, nor used as collateral on a loan. Withdrawals and transfers are not available through all channels. Contact us for additional information on these channels. Deposits can only be made by direct deposit, payroll deduction or automatic transfer. In this agreement the terms "Direct Deposit" and "Payroll Deduction" apply only to money deposited from your employer. Withdrawals and transfers cannot be made from this plan via ATM or Shared Branch locations. Terms and conditions may change at any time without notice.

L) This account is tied to enrollment in the Round Up Program and will be automatically opened within one business day. Round Up Program enrollment is only available within online banking and you must have an eligible checking account at Provident.

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For more information or to apply by phone, call (800) 632-4600 and press 321.

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