Disclosures

• 073) Please see the Program Rules.
• 074) Please see the Visa Guide to Benefits
• 075) Certain restrictions apply. See Priority Pass™ term and conditions for details.
• 076) To qualify, the transactions must: (i) be completed using the full Provident World+ Travel™ Credit Card 16-digit Card number referenced during the Program period; (ii) post to the Provident World+ Travel™ Credit Card account referenced during the Program period through Statement Credit; and (iii) be identified as a "Qualifying Transaction" based on the information available on Visa's proprietary network (VisaNet). See full terms and conditions for details.
• 077) Twelve (12) months introductory rate of 0% APR based on your credit worthiness. After that, the APR will be as low as the current rate.  based on your credit worthiness. 0% Introductory APR balance transfer rate for transfers made within 60 days of the account opening. The promotional rate of 0% APR will remain for 12 months from each qualifying balance transfer transaction. There is a balance transfer fee of either $12.00 or 2% of the amount of each transfer, whichever is greater. Balance transfers from other Provident Credit Union accounts do not qualify for the 0% Introductory APR. Balance transfers conducted after account opening will minimize the period of the introductory rate. E.g, if the transfer takes place a month after account opening, the promotional rate will only be for eleven (11) billing cycles. Balance transfers are made available at our discretion. All balance transfers are subject to the standard balance transfer APR after the introductory period. Introductory rate only applies to new account holders and excludes transfers from other Provident accounts. If you default under your card agreement, you may lose any promotional APR on the balance transfer.
• 078) Certain restrictions applies. View benefits term and conditions for details.
• 115) All Provident Credit Union loans subject to credit approval. Some restrictions may apply.