Mechanical Breakdown Insurance

Mechanical Breakdown Insurance

Mechanical Breakdown Insurance (MBI) provides protection against expensive repair bills. Your plan is determined by the year, make and model of your vehicle. All plans come with free roadside assistance benefits and a 60 day money back guarantee. 

Easy Street

Easy Street is available for vehicles 2006 and newer with under 85,000 miles and comparable to a factory warranty. Coverage terms range from 12 months/12,000 miles to 8 years/100,000 miles.

Main Street

Covers the cost of repair for the stated components of parts of engine, transmission, drive axle, seals and gaskets, air conditioning, front suspension, steering, brakes, cooling, fuel delivery, electrical, and battery. Coverage terms range from 12/12,000 to 48/48,000, and miles are added to current mileage.

First Street

Covers the cost of repairs for the stated components of parts of engine, transmission, drive axle assembly, seals and gaskets, and 50% on cooling and electrical. Coverage terms range from 24/24,000 to 36/36,000, and miles are added to current mileage.

These plans are available when you are approved for an eligible Provident Credit Union loan. You can add them to an existing vehicle or Provident loan by visiting a branch or contacting us at (800) 632-4600, option 3

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