Guaranteed Auto Protection (GAP)

If your car is stolen or declared a total loss following an accident, your insurance will only cover the vehicle's value at the time of the accident. Guaranteed Auto Protection (GAP) helps to close that gap. This amount could be thousands of dollars. GAP offers protection from total loss or unrecovered theft. It pays all or a portion of the remaining balance due on your loan or lease beyond what your automobile insurance will pay. With GAP, you are covered for the entire term of your loan or lease. A separate cash payment is not necessary--simply add the cost of GAP (pennies per day) to your automobile loan/lease.

GAP is available when you are approved for an eligible Provident Credit Union loan. You can add it to an existing vehicle or Provident loan by visiting a branch or contacting us at (800) 632-4600, option 3.