Depreciation Protection

Depreciation Protection (DPW)

Depreciation Protection (DPW)214 kicks in if your vehicle is ever totaled or stolen and not recovered at anytime over the life of the loan. It waives some or all of your loan balance in the event of the total loss of your vehicle. The waiver benefit is equal to the difference between your vehicle’s MSRP or retail value at the time of DPW purchase, less the amount of your loan balance at the time of total loss. 

The waiver benefit will not exceed the maximum benefit selected or the outstanding loan balance, whichever is less.

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