Strike Loans for United Teachers of Richmond
0% APR220 Strike Loan is enabled through CTA sponsorship
As the officially endorsed credit union of CTA, Provident Credit Union understands that members of the United Teachers of Richmond are experiencing difficult times. To show our support, we have teamed up with CTA to provide you with financial assistance while you are on strike. To help offset some of the financial burden, eligible members of the United Teachers of Richmond may apply for a 0% APR strike loan.
Provident has received your contact information from CTA to ensure that all eligible members are aware of this strike loan to help ease their financial burden. Eligible union members may receive a letter and/or email with similar information regarding strike loans even if you apply through this site.
How to Apply
Step 1:
New Provident Members: Visit our Personal Loans application page by clicking here.
Existing Provident Members: After you sign on to your online banking account, click "Open New Account or Loan" from the “Accounts” menu, then click on "Personal or Solar Loans."
Step 2:
Select "UTR Strike Loan" as the purpose of the loan.
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Enter $500 as your desired loan amount. $500 is the minimum eligible loan amount for CTA strike loans.
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Enter 12 as your desired loan term. Per CTA's Crisis Guidelines, loan principal must be repaid within 12 months.
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Complete the additional questions and click continue.
Step 3:
Enter your personal and financial information and click continue.
Step 4:
Read the disclosures and check the boxes to confirm consent and click the "I Agree" button to submit your application.
Apply Now
For immediate assistance or questions, please contact Michael Moore at (800) 632-4600 ext. 2612 or mmoore@providentcu.org
Strike Loan FAQs
- Current members of CTA and members of the striking chapter.
- Must meet Provident Credit Union membership eligibility requirements.
- Must be a CTA member eligible for a strike loan, per CTA Crisis Assistance Panel Guidelines.
- Loans cannot be made to members currently under bankruptcy protection.
- Loans cannot be made to any members that would violate any state, federal law or regulation, or PCU policy.
To obtain an instant-issue debit card or to withdraw funds without a debit card, please visit your nearest Provident Credit Union community branch.
To find the nearest branch or fee-free ATM in your area, please visit providentcu.org/locations.
New Provident Members: Provident will deduct the required $5 minimum balance requirement from your strike loan to open your new Membership Savings account and deposit the remaining balance of the strike loan into a Provident savings or checking account.
Existing Provident Members: Provident will deposit your strike loan balance into your Provident savings or checking account.