Business Solutions

Run and Grow Your CTA Chapter

Provident Credit Union is committed to supporting non-profit organizations in achieving their missions by providing financial services tailored to their unique needs. Serving the banking needs of non-profits is one of the ways Provident supports these organizations in building stronger communities.

Download CTA Business Account Brochure

 

Features

  • Credit limits up to $50,000
  • Competitive low rates
  • Qualify with no credit history
  • No cost for authorized user cards 
  • Visa SavingsEdge® exclusive discounts and offers
  • Enjoy all the benefits common to every Provident Credit Union Visa®

Provident Business Share Secured Visa®

Enjoy the purchasing power and flexibility of a credit card using the secured funds from your Provident Business Savings account.83 A convenient way for small businesses and non-profits to track expenses and cash flow.

Features

  • No monthly or annual fees
  • ​Currently paying up to 0.20% APY137 depending on your account balance
  • Competitive tiered rate on balances
  • No restrictions or transaction limits
  • No check or deposit fees
  • Free Overdraft Transfer Protection004
  • Use your Visa Business card to save on qualifying purchases with Visa Savings Edge

Requirements

Dividend Business Checking

Earn dividends from your checking account.003 

The $5 minimum deposit required represents your "share" of stock in the organization. Once your Business Savings account is opened, you can open a Dividend Business Checking account.​

Features

  • Basic savings account for business Provident members

  • Current rates between ​0.03% APY - ​0.08% APY311 depending on your account balance

Requirements

Bring your completed application and required documents to any Provident Credit Union branch

$5 to open. No minimum balance

Business must be one of the following:

  • General or limited partnership
  • Corporation (profit or non-profit)
  • Limited Liability Company or Limited Partnership
  • Sole owner/proprietorship
  • Non-profit organization

Business Savings Account

This account establishes your business as a member of Provident Credit Union.

Join Provident

Learn more about how members receive excellent rates, incredible offers, and exceptional service.

Member Benefits

Find a Location

Provident has 21 branch locations and access to nearly 30,000 surcharge-free ATMs. The CO-Op Shared Branch network has access to over 5,000 credit union branches nationwide. 

Locate a Branch

Schedule Appointment

Schedule an appointment with a specialist to discuss your banking, mortgage, auto loan, or investment needs. 

Schedule Online

Disclosures

  • 001) APY = Annual Percentage Yield.
  • 003) No dividends are paid on balances below the balance minimum specified for the lowest balance tier. See rate sheet.  See service charge schedule for a complete list of fees.
  • 004) Traditional overdraft only. In the event of an overdraft, if you have selected certain accounts to be used for overdraft and the funds are available, they are automatically transferred from your other accounts.  Restrictions apply. (Click for details). Courtesy Pay Overdraft is not available for this account.
  • 083) Credit union deposit(s) must be pledged to secure the Visa®, with a minimum pledge of $600 and at least 120% of the approved credit line.
     
  • 137) APY = Annual Percentage Yield. Rates are valid as of   and are subject to change.
  • 234) Business Visa Guide to Benefits
  • 238) Provident Business Share Secured Visa® Terms and Conditions