CTA members are eligible to receive a 0.125% rate discount off of your auto loan with Provident. To receive your discount, be sure to mention CTA when applying online, over the phone, or in a branch.
Current rates between 6.000% APR - 6.250% APR depending on loan term.
Auto Refinance Loans
For current auto loans, you may be able to lower your monthly payments!026 A single percent less on your APR could potentially save you hundreds over the remaining life of your loan.
View available vehicles, special deals, and find a location near you. Click the button below or call them directly at 888-CAR-SALE (888) 227-7253. Be sure to let them know that you're a Provident Credit Union member for a great rate on your auto loan or get pre-approved today. Start your application online. Call (800) 626-0224, option 3. Or make an appointment to visit a Provident community branch location.
Receive a rate discount of 1% when you finance an Enterprise vehicle with Provident!028 Enjoy competitive used car prices and a professional staff that puts the customers' needs first. Enterprise Car Sales027 offers no-haggle buying along with a great value for your trade-in.
022) Provident Credit Union is unable to finance branded or certain types of commercial vehicles. Out-of-state financing is available only at select dealerships and on certain types of transactions. If you are purchasing a vehicle from a private party, all necessary DMV documentation including a smog certificate dated within the last 90 days, may be required.
023) 100% financing available on used cars up to retail Kelley Blue Book value. Subject to credit rating.
024) Terms over 72 months require a minimum loan of $20,000. Subject to credit rating.
025) Payments begin 90 days after loan funding; interest accrues from day of funding.
026) Refinance loans up to 100% Kelley Blue Book. Lowered monthly payments may require extension of current term.
027) Provident Credit Union makes no expressed or implied endorsement of any vendor or service. Information and services offered to you as a Provident Credit Union member by any vendor are provided as a member convenience only. Your participation is strictly on a voluntary basis. Offers are subject to credit approval and may change or be cancelled at any time. The "e" logo, Enterprise, "Borrow Smart. Buy Smart." and "Haggle-free buying. Worry-free ownership." are trademarks of Enterprise Holdings, Inc.
029) Price does not include tax, title, tags, governmental fees, any emissions testing charges, and any finance charges (if applicable). Unless otherwise stated separately in the vehicle details, price does not include processing, administrative, closing or similar fees of $149 or less. Vehicles subject to prior sale. We make every effort to provide accurate information including but not limited to price, miles and vehicle options, but please verify with your local Enterprise Car Sales location before purchasing. Current mileage may vary due to test drives and vehicle relocation. Used vehicles were previously part of Enterprise short term rental, lease fleet or purchased by Enterprise from other sources including auto auctions, with previous use possibly short term rental, lease or other.
030) Restrictions apply. For details, see an Enterprise Car Sales Manager.
031) Enterprise 12-Month Unlimited Mileage Roadside Assistance Package is provided by the American Automobile Association (AAA) and its affiliated clubs in the United States and Canada.
064) 1.00% off current rate. Current rate will vary based on credit worthiness and terms. Financing for qualified Provident Credit Union members. Not all buyers will qualify. Rate discount is not available to refinance existing Provident Credit Union auto loans. This offer cannot be combined with any other offer. Offer subject to change without notice and may expire anytime.
065) For a period of seven days beyond the date of delivery or 1,000 miles beyond the odometer reading at delivery, whichever comes first, the vehicle may be returned to Enterprise for repurchase at the exact price originally paid minus a $200 documentation and cleaning fee (as allowed by law). Restrictions apply. For details, see an Enterprise Car Sales Manager or call 1-888-227-7253.
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