Auto Loan F.A.Q.s

Applying for a Loan

How long is a pre-approved auto loan good for?

Do you offer car loans in all 50 states?

Are there any types of vehicles Provident does not finance?

If I get an auto loan from Provident, can I use it to buy a car from anyone?

What types of car loans do you offer?

Who is eligible to apply for an auto loan?

What to do once I am approved for my auto loan?

If I was approved for an auto loan based on my credit, may there be another name, besides mine, on the purchase order (such as my spouse)?

Are there any specific terms and conditions I should be aware of before applying for an auto loan?

Rates and Financing

What are Provident's auto loan rates?

When do I need an auto appraisal?

If I can get special rate financing at the dealership, why would I finance my car with Provident?

May a hand written purchase order be accepted for an auto loan funding?

Does Provident have any special accounts for college students?

Insurance

What are the insurance requirements for Provident vehicle loans?

How can I provide Provident with proof of insurance for my auto?

How can I determine if Provident has received the proof of insurance for my new auto loan?

Auto Refinance

Can I refinance my existing auto loan through Provident?

If I live out of state, may I apply for a used auto refinance?

What are the benefits of refinancing?

May I refinance my vehicle if I just bought it a week ago from a dealership?

Can I refinance my auto loan if the payoff balance on my current loan is more than my vehicle's current value?

Leases and Lease Buyouts

When can you buy out your lease?

What is a lease buyout?

What are the benefits of buying out your lease?

Taxes

Will I receive a form 1098 for my RV loan?

Will I receive a form 1098 for my car used for business?

Managing Your Auto Loan

What options do I have for making payments to my auto loan?

How can I pay off my loan?

Where can I get the payoff amount for my auto loan in Online Banking?

Miscellaneous

What is a salvaged vehicle?

Where can I get the payoff amount for my vehicle loan in online banking?

How is a family member vehicle transfer different from a regular vehicle transfer?

Can I pay off my auto loan early?

How do I email Provident with a question about my auto loan?

How is simple interest calculated?

Once I pay off my loan in full, how long will it take for me to receive proof that the loan is closed and get my title?

How can I get a letter showing the interest I paid last year?

Can I see current and past member/auto loan statements online?