Accumulator Savings Account

Accumulator Savings Account

Save now for near-future needs such as holiday expenses, travel, or property or income taxes. Experience how convenient and easy savings money can be. 


  • Guaranteed minimum rate of return  through December 31st of the current year, even if market rates fall.
  • Current rate 0.310% APYB
  • No monthly fees
  • Variable annual percentage yield (APY)
  • Maximum deposit of $3,000 per month
  • $25 to open. No minimum balance.


  • Deposits must be made automatically through direct deposit or automatic transfer

  • Funds transferred to your Provident Credit Union Membership Savings account, on the date you select at opening, within 12 months of the open date

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