Welcome CTA Members

Join Us and Prosper

Special Offers for CTA Members

Provident Credit Union membership gives you access to special financial products that are better than a bank's. You'll especially enjoy lower rates on auto and home loans and earn higher interest on savings and checking accounts.

CTA is providing this benefit because they care about your financial health. Our products, services and educational tools can help you secure your financial future, enjoy peace of mind, and achieve your goals.
 

YOU CAN SAVE THOUSANDS!

CTA has negotiated a 0.125% rate discount to save you thousands over the life of a home or auto loan.


LOW RATE AUTO LOANS
Auto Loan (New or Used):    2.625% APR109

Enjoy low fixed rates on both new and used vehicles:

  • Up to 100% financing of purchase price including tax, license and warranty023
  • First payment deferred up to 90 days025
  • Flexible terms available
  • Same rates for new and used vehicles

More Details  Apply for an Auto Loan
 

FINANCE YOUR MORTGAGE LOAN WITH US

Whether you’re purchasing your first home or want to refinance your existing loan, Provident Credit Union has home financing options to fit your needs.

Home Loan (30-Year Fixed):  

$500,000 HOME PURCHASE OR REFINANCE SAVINGS EXAMPLE

 

Without Discount

With Discount

Interest

3.000% (3.026% APR)128

2.875% (2.906% APR)128

Monthly Payment

$2,108.02

$2,074.46

Annual Savings

 

$402.72

10 Year Savings

$4,027.20

 

More Details  Apply for a Mortgage


LET'S START YOU OFF WITH $300!

Open a checking account with your new membership and earn $300.123 Check out your account options. (Tip: Super Reward Checking is free, requires no minimum balance, earns 1.010% APY129  and has free transactions at any ATM.125)

To earn the $300 new account bonus, simply do these four things to receive the account bonus within 120 days of account opening:

  1. Deposit a minimum of $25 within 60 days from account opening

  2. Make purchases of $400 or more using a Provident debit and/or credit card215 for two consecutive months, starting the month following your checking account opening

  3. Have direct deposits or automatic credits of at least $500 for two consecutive months, starting the month following your checking account opening

  4. Enroll in online banking and e-Documents with valid e-mail address

More Details  Open Checking and Membership

Please use promo code 9166.
 

EASY ACCESS TO YOUR ACCOUNT

Provident has 21 branch locations, plus over 5,000 credit union branches nationwide that participate in the CO-Op Shared Branch network and nearly 30,000 ATMs available surcharge-free.

Find Locations

Super Reward Checking

EARN 1.010% APY010 

Super Reward Checking offers all the best features you would want in a checking account and more, with no monthly service charge.

Features

  • No monthly fees or minimum balance requirement007

  • High-yield dividends on balances up to $25,000

  • Unlimited ATM use with no Provident surcharge

  • Up to $12 per month in rebates for third-party ATM surcharges125

  • Free Overdraft Transfer Protection002

  • Free official checks111 
     

Click Here to Proceed