Credit Cards

Provident and USF

A Credit Card to Fit Your Needs

Provident has a wide range of Visa® credit cards to choose from, whether you want to start building credit, earn rewards or receive cash back.

Provident Credit Union Visa® Credit Card Benefits:

  • No foreign transaction fees
  • Mobile and online services including card activation, card controls, travel notice, reporting lost, stolen or damaged cards, balance transfers, dispute transactions and much more
  • Use with your Digital wallet including: Apple PayTM, Google PayTM, Samsung Pay, and Visa Checkout®
  • Transaction alerts via email or SMS text message011
  • Automated Fraud alerts
  • Merchant discount program: Visa Discounts
  • Zero Liability Fraud Protection Guarantee
  • 24/7 call support at (800) 790-7728

 

The College Share Secured Visa® gives students with no credit the chance to build the kind of credit history that will be essential after graduation.

Features

  • Competitive low rates
  • Credit limits up to $1,500
  • No foreign transaction fees
  • No credit check required
  • Qualify with no employment history
  • International students may apply245
  • Enjoy all the benefits standard with every Provident Credit Union Visa®

Provident College Share Secured Visa®

Designed specifically for college students. This card provides the purchasing power and flexibility of a credit card using the secured funds from your Provident savings account.083

Features

Provident College Visa®

Designed to help college students become financially independent and build credit for the future. 

Features

Provident World+ Travel®​​​​​​​ Visa Signature®​​​​​​​

With this card115 you’ll earn 2 reward points on all travel related purchases and 1 point for all other purchases. 

Features

  • Unlimited 1.5% cash back on all purchases

  • No annual fee

  • No merchant categories to choose from to earn rewards

  • No caps or restrictions

Cash Back Visa Signature®

Receive unlimited 1.5% cash back on all purchases. 

Disclosures

  • 011) Alerts received via SMS text message may result in a charge from your mobile service provider.
  • 073) Please see Provident World+ Travel® Program Rules.
  • 075) Certain restrictions apply. See Priority Pass™ term and conditions for details.
  • 076) To qualify, the transactions must: (i) be completed using the full Provident World+ Travel® Visa Signature® 16-digit card number referenced during the Program period; (ii) post to the Provident World+ Travel®  Visa Signature® account referenced during the Program period through Statement Credit; and (iii) be identified as a "Qualifying Transaction" based on the information available on Visa® 's proprietary network (VisaNet). See full TSA PreCheck® and Global Entry Terms and Conditions for details. TSA PreCheck® and Global Entry benefit limited to one individual per account every 5 years.
  • 082) Co-applicant (parent/guardian) required if member is under the age of 21 and cannot show proof of income. Otherwise co-signer is optional.
  • 083) Credit union deposit(s) must be pledged to secure the Visa®, with a minimum pledge of $600 and at least 120% of the approved credit line.
     
  • 115) All Provident Credit Union loans subject to credit approval. Some restrictions may apply.
  • 239) Provident College Visa® Terms and Conditions
  • 244) Provident College Share Secured Visa® Terms and Conditions
  • 245) Students must be 18+ years old to open a Provident College Share Secured credit card. Must provide government issued ID, valid student ID or proof of enrollment/acceptance and source of income.