Mortgage Loan Discount

Exclusive discount for USF


Finance Your Mortgage Loan With Us

Whether you’re purchasing your first home or want to refinance your existing loan, Provident Credit Union has home financing options to fit your needs. USF students, faculty, staff, and alumni statewide are eligible to receive special offers when financing a mortgage loan with Provident. To receive your discount, be sure to mention USF when applying.


 

Home Loan (30-Year Fixed):  

$500,000 HOME PURCHASE OR REFINANCE SAVINGS EXAMPLE

 

Without Discount

With Discount

Interest

6.750% (6.789% APR)128

6.625% (6.664% APR)128

Monthly Payment

$3,242.99

$3,201.55

Annual Savings

 

$497.28

10 Year Savings

 

$4,972.80
View Current Mortgage Rates

More Details  Apply for a Mortgage

Mortgage Payments

This tool calculates your monthly mortgage payment for a given purchase price, down payment, interest rate, and loan term.

Calculate

How Much Can I Borrow?

Calculate the amount you can borrow, based upon various down payments and income.
How Much Can I Borrow?

Am I Better Off Refinancing?

Use this calculator to determine if the decision of refinancing your mortgage loan is a good one.
Refinance Calculator

Mortgage Calculators

Mortgage Resources

Purchase a New Home

Your dream home awaits. Let us help you reach your goal of homeownership.

Apply for Mortgage Loan

Meet With a Mortgage Consultant

Schedule an appointment with an experienced Mortgage Consultant to help guide you through the homebuying process.

Schedule Appointment

Home Buying Seminar

Learn the home buying process from the pros. 
Home Buying Seminar

Disclosures

  • 128) APR (Annual Percentage Rate) as of is subject to change without notice and based on 0 points. Your APR will vary based on your final loan amount and finance charges. Your actual payments are based on the interest rate, not the APR. Rates shown assume the loan is for the purchase or no-cash-out refinance of an owner-occupied, existing single family residence, in California only, serving as a primary residence, with a loan-to-value ratio of less than 60%, and excellent credit. Adequate property insurance required for the life of the loan. Flood insurance may be required. Private mortgage insurance (PMI) is required on mortgages that exceed 80% loan-to-value (LTV). Payment is based on the interest rate listed for the amortization terms listed, 0 points, $2000 in lender closing costs, and is rounded to the nearest dollar. The monthly payment amount shown includes principal and interest, and does not include amounts for taxes and insurance premiums, if applicable. Your actual monthly payment will be higher if an escrow account is established or required. Private mortgage insurance (PMI) is required on mortgages that exceed 80% loan-to-value (LTV), and would also increase the payment amount. Additional Rate Information and Payment Examples

     

  • 233) Relationship pricing credit of the additional $250 off closing costs is based on you having one of the following Provident products: home equity loan/line of credit, auto/boat/RV/motorcycle loan, checking with direct deposit, or certificate/IRA.