Mortgage Rates

Low Rate Mortgage Loans

Rates shown assume the loan is for purchase or no-cash-out refinance of an existing single family residence. Residence is owner-occupied, in California only, serving as a primary residence. Loan-to-value ratio of less than 60%, and excellent credit.


Fixed Rate Conforming Mortgages

Maximum Loan Amount: $806500. APRs are based on a loan amount of $806500.

Rates are valid as of and are subject to change.

Term in Years Discount Points Interest Rate APR Payment per $1,000 Disclaimers
30 0.000% 6.75% 6.773% $6.49 CC, DD, EE, FF, S
1.000% 6.5% 6.571% $6.32
2.000% 6.25% 6.368% $6.16
20 0.000% 6.5% 6.529% $7.46 CC, DD, EE, FF, S
1.000% 6.25% 6.342% $7.31
2.000% 6% 6.154% $7.16
15 0.000% 6% 6.036% $8.44 CC, DD, EE, FF, S
1.00% 5.75% 5.942% $8.30
2.000% 5.5% 5.849% $8.17
10 0.000% 5.75% 5.8% $10.98 CC, DD, EE, FF, S
1.00% 5.5% 5.771% $10.85
2.000% 5.25% 5.744% $10.73

Fixed Rate Super Conforming Mortgages

Maximum Loan Amount: $1209750 (available in Bay Area counties and certain other areas). APRs are based on a loan amount of $1209750.

Term in Years Discount Points Interest Rate APR Payment per $1,000 Disclaimers
30 0.000% 6.75% 6.766% $6.49 CC, DD, EE, FF, S
1.000% 6.5% 6.613% $6.32
2.000% 6.25% 6.459% $6.16
15 0.000% 6% 6.026% $8.44 CC, DD, EE, FF, S
1.000% 5.75% 5.932% $8.30
2.000% 5.5% 5.839% $8.17

Fixed Rate Super Jumbo Mortgages

APRs are based on a loan amount of $2000000. Amounts over $2000000 available.

Rates are valid as of and are subject to change.

Term in Years Discount Points Interest Rate APR Payment per $1,000 Disclaimers
30 0.000% 8.25% 8.273% $7.51 CC, DD, EE, FF, S
1.000% 8.125% 8.255% $7.42

Fixed/Adjustable Movable Mortgages

APRs are based on a loan amount of $550,000.

Term in Years Discount Points Interest Rate APR Payment per $1,000 Disclaimers
5/530 Years 0.000% 5.75% 6.019% $5.84 CC, DD, EE, FF, S
1.000% 5.5% 6.015% $5.68
5/540 Years 0.000% 5.75% 6.033% $5.33 CC, DD, EE, FF, FFF, S
1.000% 5.5% 6.029% $5.16
7/2330 Years 0.000% 7.75% 7.269% $7.16 CC, DD, EE, FF, S
1.000% 7.5% 7.236% $6.99
10/1030 Years 0.000% 7.75% 7.396% $7.16 CC, DD, EE, FF, S
1.000% 7.5% 7.326% $6.99
10/1040 Years 0.000% 7.875% 7.379% $6.86 CC, DD, EE, FF, FFF, S
1.000% 7.625% 7.312% $6.67