Mortgage Rates

Low Rate Mortgage Loans

Rates shown assume the loan is for purchase or no-cash-out refinance of an existing single family residence. Residence is owner-occupied, in California only, serving as a primary residence. Loan-to-value ratio of less than 60%, and excellent credit.


Fixed Rate Conforming Mortgages

Maximum Loan Amount: $806500. APRs are based on a loan amount of $806500.

Rates are valid as of and are subject to change.

Term in Years Discount Points Interest Rate APR Payment per $1,000 Disclaimers
30 0.000% 6.5% 6.522% $6.32 CC, DD, EE, FF, S
1.000% 6.25% 6.32% $6.16
2.000% 6% 6.116% $6.00
20 0.000% 6% 6.029% $7.16 CC, DD, EE, FF, S
1.000% 5.75% 5.84% $7.02
2.000% 5.5% 5.651% $6.88
15 0.000% 5.625% 5.661% $8.24 CC, DD, EE, FF, S
1.00% 5.375% 5.565% $8.10
2.000% 5.125% 5.47% $7.97
10 0.000% 5.375% 5.425% $10.79 CC, DD, EE, FF, S
1.00% 5.125% 5.395% $10.67
2.000% 4.875% 5.365% $10.55

Fixed Rate Super Conforming Mortgages

Maximum Loan Amount: $1209750 (available in Bay Area counties and certain other areas). APRs are based on a loan amount of $1209750.

Term in Years Discount Points Interest Rate APR Payment per $1,000 Disclaimers
30 0.000% 6.5% 6.516% $6.32 CC, DD, EE, FF, S
1.000% 6.25% 6.361% $6.16
2.000% 6% 6.206% $6.00
15 0.000% 5.625% 5.65% $8.24 CC, DD, EE, FF, S
1.000% 5.375% 5.555% $8.10
2.000% 5.125% 5.46% $7.97

Fixed Rate Super Jumbo Mortgages

APRs are based on a loan amount of $2000000. Amounts over $2000000 available.

Rates are valid as of and are subject to change.

Term in Years Discount Points Interest Rate APR Payment per $1,000 Disclaimers
30 0.000% 8.25% 8.273% $7.51 CC, DD, EE, FF, S
1.000% 8.125% 8.255% $7.42

Fixed/Adjustable Mortgages

APRs are based on a loan amount of $550,000.

Term in Years Discount Points Interest Rate APR Payment per $1,000 Disclaimers
3/330 Years 0.000% 5.5% 5.727% 5.68 CC, DD, EE, FF, S
1.000% 5.25% 5.758% 5.52
5/530 Years 0.000% 5.75% 5.866% $5.84 CC, DD, EE, FF, S
1.000% 5.5% 5.862% $5.68
7/2330 Years 0.000% 7.75% 7.209% $7.16 CC, DD, EE, FF, S
1.000% 7.5% 7.176% $6.99
10/1030 Years 0.000% 7.75% 7.356% $7.16 CC, DD, EE, FF, S
1.000% 7.5% 7.285% $6.99