Rates

Low Rate Mortgage Loans

Fixed Rate Conforming Mortgages

Maximum Loan Amount: $510,400. APRs are based on a loan amount of $510,400. Term in Years Discount Points Interest Rate APR Payment per $1,000 Disclaimers
30 0.000% 3.125% 3.153% $4.28 CC, DD, EE, FF, S
0.500% 3% 3.067% $4.22
1.000% 2.875% 2.981% $4.15
20 0.000% 3.125% 3.164% $5.61 CC, DD, EE, FF, S
0.500% 3% 3.095% $5.55
1.000% 2.875% 3.025% $5.48
15 0.000% 2.75% 2.8% $6.79 CC, DD, EE, FF, S
0.500% 2.625% 2.747% $6.73
1.000% 2.5% 2.693% $6.67
10 0.000% 2.75% 2.823% $9.54 CC, DD, EE, FF, S
0.500% 2.625% 2.802% $9.48
1.000% 2.5% 2.782% $9.43

Fixed Rate Super-Conforming Mortgages

Maximum Loan Amount: $765600(available in Bay Area counties and certain other areas). APRs are based on a loan amount of $765600. Term in Years Discount Points Interest Rate APR Payment per $1,000 Disclaimers
30 0.000% 3.375% 3.395% $4.42 CC, DD, EE, FF, S
1.000% 3.25% 3.35% $4.35
2.000% 3.125% 3.305% $4.28
15 0.000% 2.875% 2.911% $6.85 CC, DD, EE, FF, S
1.000% 2.75% 2.93% $6.79
2.000% 2.625% 2.95% $6.73

Fixed Rate Super-Jumbo Mortgages

APRs are based on a loan amount of $2000000. Amounts over $2000000 available. Term in Years Discount Points Interest Rate APR Payment per $1,000 Disclaimers
30 0.000% 3.75% 3.767% $4.28 CC, DD, EE, FF, S
1.000% 3.5% 3.598% $4.22

Purchase-Only Fixed/Adjustable Mortgages

Movable Mortgages also available at these rates. APRs are based on a loan amount of $550,000. For refinance rates, increase the interest rate by 0.25%. For loans of $750,000 or higher on the 7/23 and 10/10/10 programs, reduce the interest rate by 0.125%. Term in Years Discount Points Interest Rate APR Payment per $1,000 Disclaimers
5/5 0.000% 2.875% 3.477% $4.15 CC, DD, EE, FF, S
1.000% 2.625% 3.470% $4.02
7/23 0.000% 3.000% 3.569% $4.22 CC, DD, EE, FF, S
1.000% 2.750% 3.534% $4.08
10/10/10 0.000% 3.125% 3.355% $4.28 CC, DD, EE, FF, S
1.000% 2.875% 3.283% $4.15

Mortgage Assistance

For more information or to apply by phone, call (800) 632-4600 and press 321.

Mortgage Assistance

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