Mortgage Consultants

David Herrera

Mortgage Consultant

NMLS: 424268

David has over 35 years of experience in all facets of real estate lending. David is well versed in assisting first time homebuyers as well as move up buyers alike.

Apply with David Herrera

David has offices in:

  • Dublin Branch

  • Oakland Branch


Phone: (650) 508-7224

Fax: (650) 508-7280

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Lan Figueroa

Mortgage Consultant

NMLS: 424272

My passion for real estate began over 20 years ago and continues to grow with every single transaction. With my expertise, enthusiasm and exceptional listening skills, I can ensure that each client will achieve their individualized financial goal, thereby creating a long term business relationship.

Apply with Lan Figueroa

Lan has offices in:

  • Los Gatos Branch

  • Sunnyvale Branch

  • Fremont Branch


Phone: (650) 508-7227

Fax: (650) 508-7291


Patricia Jacobs

Mortgage Consultant

NMLS: 1242505

Patricia has 20 years of experience in the mortgage industry and a strong background in loan operations and customer service. Patricia is bi-lingual and fluent in Vietnamese.

Apply with Patricia Jacobs

Patricia has offices in:

  • Folsom Branch

  • San Jose Branch

  • Palo Alto Branch


Phone: (650) 508-7251

Fax: (650) 508-7292


Mo Sangabi

Mortgage Consultant

NMLS: 424270

Mo has over 20 years of experience in the mortgage industry. He has funded over a billion dollars in the past 9 years. Whether you’re looking to purchase a home or refinance your existing residence, make sure you give Mo a call.

Apply with Mo Sangabi

Mo has offices in:

  • Walnut Creek Branch

  • Redwood Shores Branch

  • San Ramon Branch


Phone: (650) 508-7225

Fax: (650) 508-7297


Fatemeh Sangabi

Mortgage Consultant

NMLS: 424271

Fatemeh has been with Provident Credit Union for 17 years as a Mortgage Consultant after entering the lending industry in 1992 as a loan officer. Fatemeh holds a Bachelor’s Degree in Business Management. Whether purchasing or refinancing, Fatemeh thrives in helping our members achieve and maintain their home ownership goals.

Apply with Fatemeh Sangabi

Fatemeh has offices in:

  • Daly City Branch

  • Hayward Branch

  • Millbrae Branch


Phone: (650) 508-7269

Fax: (650) 508-7228


Rob Yoklavich

Mortgage Consultant

NMLS: 713693

Rob has over 30 years of experience in mortgage lending. He is an expert in both home purchase and refinance transactions. Rob would love to sit down with you and discuss your mortgage options.

Apply with Rob Yoklavich

Rob has offices in:

  • Alameda Branch

  • San Mateo Branch


Phone: (650) 508-7220

Fax: (650) 508-7244


Norm Whiteman

Mortgage Consultant

NMLS: 237198

Experience, trust, efficiency, knowledge and service best describes my two plus decades in real estate financing.   I am passionate about helping my clients find the best solution to meet their financial goals and needs, and would love the opportunity to work with you!  Please reach out to me.

Apply with Norm Whiteman

Norm has offices in:

  • San Francisco (Financial District) Branch

  • San Jose (North) Branch


Phone: (650) 508-7299

Fax: (650) 508-7238


Edwin Estimo

NMLS: 1027565

Edwin has over 21 years of branch management experience with Provident Credit Union. He has enjoyed assisting members with the complete mortgage application process along with other consumer loans, deposit products & services.  Edwin has a proven record in branch management, operations and member service.

Apply with Edwin Estimo

Edwin has offices in:

  • Belmont Branch

  • San Francisco (Federal Building) Branch


Phone: (650) 508-7160

Fax: (650) 508-7208


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