40-Year Mortgage Loans

Unlock lower monthly payments

Homeownership is now more affordable

Provident is making homeownership easier with our new 40-year mortgage, available for our Fixed/Adjustable Mortgage loans.230 This longer term can help you increase your purchasing power and save on monthly payments. With Provident's 40-Year Home Loan, moving into your dream home is more achievable than ever.

Fixed/Adjustable Movable Mortgages

APRs are based on a loan amount of $550,000.

Rates are valid as of and are subject to change.

Term in Years Discount Points Interest Rate APR Payment per $1,000 Disclaimers
5/530 Years 0.000% 6% 6.116% $6.00 CC, DD, EE, FF, S
1.000% 5.75% 6.112% $5.84
5/540 Years 0.000% 6% 6.117% $5.50 CC, DD, EE, FF, FFF, S
1.000% 5.75% 6.112% $5.33
7/2330 Years 0.000% 7.75% 7.268% $7.16 CC, DD, EE, FF, S
1.000% 7.5% 7.235% $6.99
10/1030 Years 0.000% 7.75% 7.355% $7.16 CC, DD, EE, FF, S
1.000% 7.5% 7.284% $6.99
10/1040 Years 0.000% 7.875% 7.328% $6.86 CC, DD, EE, FF, FFF, S
1.000% 7.625% 7.261% $6.67