40 Year Mortgage

Unlock lower monthly payments

Homeownership is now more affordable

Provident is making homeownership easier with our new 40-year mortgage. Available for our Fixed/Adjustable Mortgage loans.230 This longer term can help you increase your purchasing power and save on monthly payments. With Provident's 40-Year Home Loan, moving into your dream home is more achievable than ever.

Fixed/Adjustable Movable Mortgages

APRs are based on a loan amount of $550,000.

Rates are valid as of and are subject to change.

Term in Years Discount Points Interest Rate APR Payment per $1,000 Disclaimers
5/530 Years 0.000% 5.875% 6.067% $5.92 CC, DD, EE, FF, S
1.000% 5.625% 6.064% $5.76
5/540 Years 0.000% 5.875% 6.075% $5.42 CC, DD, EE, FF, FFF, S
1.000% 5.625% 6.07% $5.24
7/2330 Years 0.000% 7.75% 7.269% $7.16 CC, DD, EE, FF, S
1.000% 7.5% 7.236% $6.99
10/1030 Years 0.000% 7.75% 7.396% $7.16 CC, DD, EE, FF, S
1.000% 7.5% 7.326% $6.99
10/1040 Years 0.000% 7.875% 7.379% $6.86 CC, DD, EE, FF, FFF, S
1.000% 7.625% 7.312% $6.67