Fixed Rate Mortgages
This type of loan appeals to the more conservative borrower, or those who are certain they will not move or want to refinance for many years. This loan option offers a very stable rate and payment over the life of the loan. Even as the overall rate environment changes, your rate and loan payment remain unchanged. Additionally, we offer 15 and 20-year terms .
Need help deciding which one is right for you? Call (800) 632-4600, option 1-2703
Fixed Rate Mortgages available for non-owner occupied as well.
Fixed rate for the term of the loan
Multiple term options available
Principle and interest payments remain fixed for the life of the loan
Predictable monthly payments
A fixed-rate mortgage provides you with payment stability that helps for planning your monthly budget. Your mortgage interest rate, and your total monthly payment of principal and interest, will stay the same for the life of the loan.
Fixed-rate mortgages are the perfect choice for buyers that:
Think interest rates could rise in the next few years and you want to keep the current rate
Plan to stay in your home for many years
Prefer the stability of a fixed principal and interest payment that doesn’t change