Jim Ernest

President and Chief Executive Officer

Provident employee since May 1996

Education: Mr. Ernest holds a BA, Economics from San Jose State University and an MBA from St. Mary's College, Moraga, CA. He is also a graduate of the Credit Union Executive Society's CEO Institute.

Mr. Ernest began his career in the savings and loan industry and worked in banking and credit unions for over 32 years. Prior to working for Provident, Mr. Ernest was Vice President and Director of Mortgage Operations at Continental Savings of San Francisco. He managed the mortgage operations for a commercial bank. He was an advisory member of the Fair Lending Consortium of the Bay Area. He was a member of Freddie Mac's National Credit Union Advisory Council. He was a member of the National Advisory Council for the CUNA Mutual Mortgage Insurance Company. He is currently on the Board of Directors of Catalight Foundation and serves as Treasurer and Finance Committee Chair.

Jennifer Lee

Senior Vice President, Chief Administrative and Financial Officer

Provident employee since August 2012

Education: Bachelor of Science, Santa Clara University, Executive MBA, Santa Clara University

Previous Experience: Jennifer is a CPA and has over 22 years of experience in the Credit Union industry. For 13 years, she served as a Director for McGladrey & Pullen, providing audit and consulting services for Credit Unions. Vice President/Controller for two years at Technology Credit Union.

Responsibilities: Accounting, Finance, Account Services, Card Services, Risk Management and Facilities

Fred Gomes

Senior Vice President

Provident employee since September 2006

Education: Bachelor degree from University of California, Davis and MBA from California State University, Chico, CA.

Mr. Gomes is a CPA and has 23 years of credit union experience with O'Rourke Sacher and Moulton and McGladrey & Pullen. The last eight years was as partner in the Brisbane, California office. His background is in credit union accounting systems, human resources and all areas of operations. Mr. Gomes also serves on the Board of Directors of the San Mateo County Community College Foundation.

Responsibilities: Finance, Information Technology, Risk Management and Projects divisions

John Haggarty

Vice President of Marketing and Digital Experience

Provident employee since June 2001

Phone: (650) 508-0300 ext 2611

Fax: (650) 595-2409

Provident is great.

Education: Bachelor of Arts degree Economics, University of California Los Angeles. Master of Business Administration with an emphasis in Marketing from the University of San Francisco.

Previous Experience: Mr. Haggarty has over 22 years of experience in the financial services industry. Experienced in sales, business development, marketing, and advertising.

Responsibilities: Marketing, advertising, business development, corporate communications, brand management, product development, online and mobile banking.

Shalini Sahdeo Narayan

Vice President of Service Quality and Training

Provident employee since April 2017

The genuine interest that leadership has in improving the employee experience encourages me.

Education: Bachelor of Science from University of California, Davis. Master of Business Administration from the Graduate School of Management at the University of California, Davis.

Previous Experience: Over 18 years of experience in the financial services industry including marketing/ advertising, product management, and learning and development.

Responsibilities: Service Quality, Training, and Diversity Equity & Inclusion.

Greg McCurdy

Vice President of Lending and Chief Lending Officer

Provident employee since August 2009

Education: Mr. McCurdy holds a Master of Business Administration from St. Mary’s College. He has a bachelor's degree in Accounting from Utah State University. He is Lean Six Sigma Green Belt Certified

Mr. McCurdy began his career in the Savings and Loan industry. He's been involved in residential and apartment lending for over 33 years. He was the director of acquisitions and structured financing for the Lembi Group, an apartment acquisition company. He was the Broker of Record, Manager and an MLO for HomeOwners Finance Center. He was the VP of Secondary Marketing, Regional Sales Manager, and Director of Strategic Growth for Continental Savings of America.

Responsibilities: Real Estate and Consumer Lending (both Production and Operations), Loan Servicing, Collections, Secondary Marketing, Lending System Administration, and Records.

Paul Reilly

Vice President of Retail Banking

Provident employee since December 2002

Education: Bachelor of Science from Embry-Riddle Aeronautical University. Master of Business Administration from St. Mary’s College. Graduate of the Credit Union Executive Society's CEO Institute. Lean Six Sigma Green Belt, and FAA Certificated Instructor.

Previous Experience: Paul began his banking career in savings and loans. He's worked in retail banking for over 22 years. Paul was the retail operations manager at Pan American Bank, FSB, and held audit and compliance roles. During his spare time, Paul is a Civil Air Patrol volunteer.

Responsibilities: Retail Banking, Contact Center

Christine Keane

Vice President Risk Management

Provident employee since September 1988


Previous Experience: 41 years of financial institution experience, including operations, information technology, training, audit, fraud investigation, regulatory compliance, and risk management.

Responsibilities: Risk management, regulatory compliance, audits, fraud investigation.

Ganesh Raghavan

Chief Information Security Officer and Vice President of Infrastructure

Provident employee since July 2020

Education: Master's Degree in Computer Science & Management

Previous Experience: Over 22 years of Information Technology experience within the manufacturing, software, media, energy, healthcare, and technology sectors. Held various leadership roles, such as Chief Information Security Officer (CISO) and Head of Infrastructure and Operations. Managed various global teams and implemented a diverse range of information security and infrastructure best practices and solutions.

Responsibilities:  Information Security, Infrastructure and Vendor Management

Janelle Huynh

Vice President of Finance

Provident employee since April 2013

Education: Bachelor of Science from San Diego State University and Executive MBA from Saint Mary’s College

Previous Experience: Janelle has over 22 years of experience in the Credit Union industry. Her background is in Finance, Treasury, Accounting, and Data Management, with expertise in financial risk management, financial accounting applications, financial modeling and reporting, and budgeting and financial planning.

Responsibilities: Accounting and Finance

Paul Shea

Vice President of People

Provident employee since December 2021

Education: MsC in Human Resources Management and Training from the University of Leicester in England

Previous Experience: Over 22 years of experience including time with the Florida Department of Labor, HR consulting organizations, private equity healthcare organizations and not-for-profit organizations both in Florida and the Bay Area.

Responsibilities: Human Resources, Employee Retirement & Benefits, Payroll, and Employee Engagement