Students

Products and Services for our younger members

Financial products specially designed for young people and college students

When you’re a member of Provident, you are family — which is why we offer special products designed for children of members. From our Youth Package, which teaches kids how to save from a young age up to age 17, to products geared specifically towards college students, Provident can help youth get a great financial start in life.
 

Youth Savings

This is the starter account for a youth becoming a Provident member, and a simple way to learn to save.
 

Youth Checking

This account lets young people ages 13-17 learn to manage their personal finances with an easy-to-use free checking account. 
 

Digital Edge Account

This fee-free banking account helps young people manage their finances with ease by setting monthly spend limits and offering a simple, mobile-friendly way to keep track of their spending.
 

Youth Add-On Certificate

Enjoy a high return that piggy banks simply can't match, featuring a low opening deposit of $50.00, and the ability to add additional funds anytime.
 

Coverdell Education Savings Account

Starting a Coverdell Education Savings Account (ESA) is not only a way to plan long term for a child’s higher education, it can also potentially provide you with tax benefits.
 

College Auto Loan

This first-time auto program helps college students to realize your dreams of vehicle ownership, with little or no credit history, and no co-signer required.
 

Provident College Visa®

Our College Visa® Card is designed to help college students become financially independent and build credit for the future. It's perfect for buying books and supplies.
 

Provident College Share Secured Visa®

Our College Shared Secured Visa® Card gives students with no credit the chance to build the kind of credit history that will be essential after graduation.
 

Smart Option Student Loan

The Provident Smart Option Student Loan, offered through a partnership with Sallie Mae®, is for borrowers attending degree-granting institutions.