Youth Savings Account

Start your child on the right financial path.

Existing Members Sign on to Online Banking to Apply

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Features

  • Basic savings account for youth Provident members248

  • Current rates between ​0.03% APY - ​0.08% APY311 depending on your account balance.

  • Free Visa® debit card available

Requirements

  • Children under 10 must have an adult sign for them as primary owner of the account.

  • $5 to open. No minimum balance.

Youth Savings Account

When a Youth Savings account is opened, the child becomes a member of Provident.

Features

  • No monthly fees or minimum balance

  • Free Visa® debit card

  • Free Overdraft Transfer Protection002 
     

Youth Checking

Enables young people, ages 13-17, to learn how to manage their personal finances with an easy-to-use free checking account.

Features

  • Add funds of any amount anytime135

  • 12-month term

  • Federally insured up to $250,000 by NCUA

  • Guaranteed rate for the term of the certificate

Youth Add-On Certificate

Commit to savings and earn more with the Youth Add-On Certificate224 specifically designed for those under the age of 18. This account is perfect for our young savers or parents looking to save for higher education.

Disclosures

  • 248) Youth Savings accounts will convert to a regular savings account on the member’s 18th birthday.
  • 311) APY = Annual Percentage Yield. Fees may reduce earnings on all savings and money market accounts.
  • A) This account (Membership Savings, Youth Savings, or Business Savings) is required for Provident Credit Union membership.
  • NN) Fees may reduce earnings on all savings and money market accounts.