Youth Savings Account

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Youth Savings Account

When a Youth Savings account is opened, the child becomes a member of Provident.


  • Basic savings account for youth Provident members

  • Current rates between ​0.030% APY - ​0.080% APY depending on your account balance.

  • Free Visa® debit card available


  • Children under 10 must have an adult sign for them as primary owner of the account.

  • $5 to open. No minimum balance.

Youth Checking

Youth Checking from Provident enables young people ages 13-17 learn to manage their personal finances with an easy-to-use free checking account.


Youth Add-On Certificate

Commit to savings and earn more with the Youth Add-On Certificate224 specifically designed for those under the age of 18. This account is perfect for our young savers or parents looking to save for higher education.


  • Add funds of any amount anytime135

  • 12-month term

  • Federally insured to $250,000 by NCUA

  • Guaranteed rate for the term of the certificate

  • Current rates between ​1.960% APY - ​2.060% APY depending on your account balance.208

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