Measures you can take
Tips to avoid Fraud and ID Theft
1. Protect your Social Security Number.
- Only provide your SSN if you have initiated contact following confirmation of business identity.
- Passwords or personal identification numbers (PINs) should not include partial or complete Social Security numbers.
- Ensure any website requesting your Social Security number is encrypted and understand how the recipient will protect the information.
2. Use secure online solutions.
- Unless required by law, do not write or print your Social Security Number or driver's license number on checks or gift certificates.
- Be aware and cautious of your surroundings when disclosing your Social Security number or driver's license number.
- Limit personal information printed on checks or elsewhere, to reduce chance of theft.
- Use e-Statements.
- View checks online (in online banking, click on the check icon next to the transaction description on the History page).
- Deposit funds using a direct deposit solution. It reduces the number of pieces of paper that can be stolen or viewed by others.
3. Check your statements.
- Check receipts against your online monthly billing or account statements to verify all of your transactions.
- Sign the signature panel on your credit cards and debit cards as soon as you receive them, so that a thief cannot just sign them instead.
- Keep a list of all your card account numbers and telephone numbers to call if cards are ever lost or stolen.
4. Protect your surroundings.
- Use ATMs with surveillance cameras and be aware of people and your surroundings.
- Secure your card and cash immediately before exiting an ATM area.
5. Protect your computer.
Stay current with operating system security patches and Web browser updates.
Update your computer with anti-virus and anti-spyware protection.
- Implement a firewall solution to prevent unauthorized access to your computer.