Mortgage Rates

Low Rate Mortgage Loans

Rates shown assume the loan is for purchase or no-cash-out refinance of an existing single family residence. Residence is owner-occupied, in California only, serving as a primary residence. Loan-to-value ratio of less than 60%, and excellent credit.

Fixed Rate Conforming Mortgages

Maximum Loan Amount: $647200. APRs are based on a loan amount of $647200. Term in Years Discount Points Interest Rate APR Payment per $1,000 Disclaimers
30 0.000% 6% 6.026% $6.00 CC, DD, EE, FF, S
1.000% 5.75% 5.822% $5.84
2.000% 5.5% 5.617% $5.68
20 0.000% 5.625% 5.659% $6.95 CC, DD, EE, FF, S
1.000% 5.375% 5.47% $6.81
2.000% 5.125% 5.28% $6.67
15 0.000% 5.5% 5.543% $8.17 CC, DD, EE, FF, S
1.00% 5.25% 5.447% $8.04
2.000% 5% 5.351% $7.91
10 0.000% 5.5% 5.561% $10.85 CC, DD, EE, FF, S
1.00% 5.25% 5.531% $10.73
2.000% 5% 5.502% $10.61

Fixed Rate Super-Conforming Mortgages

Maximum Loan Amount: $970800(available in Bay Area counties and certain other areas). APRs are based on a loan amount of $970800. Term in Years Discount Points Interest Rate APR Payment per $1,000 Disclaimers
30 0.000% 6.125% 6.144% $6.08 CC, DD, EE, FF, S
1.000% 5.875% 5.987% $5.92
2.000% 5.625% 5.829% $5.76
15 0.000% 5.625% 5.656% $8.24 CC, DD, EE, FF, S
1.000% 5.375% 5.56% $8.10
2.000% 5.125% 5.465% $7.97

Fixed Rate Super-Jumbo Mortgages

APRs are based on a loan amount of $2000000. Amounts over $2000000 available. For loans of $1,500,000 or higher, reduce the interest rate by 0.125%. Term in Years Discount Points Interest Rate APR Payment per $1,000 Disclaimers
30 0.000% 5.5% 5.519% $5.68 CC, DD, EE, FF, S
1.000% 5.375% 5.485% $5.60

Fixed/Adjustable Mortgages

Movable Mortgages also available at these rates. APRs are based on a loan amount of $550000. For all loans above $750,000 up to $1,500,000 reduce the interest rate by 0.125%. For all loans above $1,500,000 reduce the interest rate by 0.250% Term in Years Discount Points Interest Rate APR Payment per $1,000 Disclaimers
5/5 0.000% 5.125% 5.854% $5.44 CC, DD, EE, FF, S
1.000% 4.875% 5.85% $5.29
7/23 0.000% 5.125% 6.2% $5.44 CC, DD, EE, FF, S
1.000% 4.875% 6.155% $5.29
10/10/10 0.000% 5% 5.439% $5.37 CC, DD, EE, FF, S
1.000% 4.75% 5.37% $5.22

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