Mortgage Rates

Low Rate Mortgage Loans

Rates shown assume the loan is for purchase or no-cash-out refinance of an existing single family residence. Residence is owner-occupied, in California only, serving as a primary residence. Loan-to-value ratio of less than 60%, and excellent credit.


Fixed Rate Conforming Mortgages

Maximum Loan Amount: $806500. APRs are based on a loan amount of $806500.

Rates are valid as of and are subject to change.

Term in Years Discount Points Interest Rate APR Payment per $1,000 Disclaimers
30 0.000% 6.625% 6.647% $6.40 CC, DD, EE, FF, S
1.000% 6.375% 6.445% $6.24
2.000% 6.125% 6.242% $6.08
20 0.000% 6.125% 6.154% $7.24 CC, DD, EE, FF, S
1.000% 5.875% 5.966% $7.09
2.000% 5.625% 5.777% $6.95
15 0.000% 5.75% 5.786% $8.30 CC, DD, EE, FF, S
1.00% 5.5% 5.691% $8.17
2.000% 5.25% 5.596% $8.04
10 0.000% 5.75% 5.8% $10.98 CC, DD, EE, FF, S
1.00% 5.5% 5.771% $10.85
2.000% 5.25% 5.744% $10.73

Fixed Rate Super Conforming Mortgages

Maximum Loan Amount: $1209750 (available in Bay Area counties and certain other areas). APRs are based on a loan amount of $1209750.

Term in Years Discount Points Interest Rate APR Payment per $1,000 Disclaimers
30 0.000% 6.625% 6.641% $6.40 CC, DD, EE, FF, S
1.000% 6.375% 6.487% $6.24
2.000% 6.125% 6.332% $6.08
15 0.000% 5.875% 5.901% $8.37 CC, DD, EE, FF, S
1.000% 5.625% 5.806% $8.24
2.000% 5.375% 5.712% $8.10

Fixed Rate Super Jumbo Mortgages

APRs are based on a loan amount of $2000000. Amounts over $2000000 available.

Rates are valid as of and are subject to change.

Term in Years Discount Points Interest Rate APR Payment per $1,000 Disclaimers
30 0.000% 8.25% 8.273% $7.51 CC, DD, EE, FF, S
1.000% 8.125% 8.255% $7.42

Fixed/Adjustable Movable Mortgages

APRs are based on a loan amount of $550,000.

Term in Years Discount Points Interest Rate APR Payment per $1,000 Disclaimers
5/530 Years 0.000% 6% 6.116% $6.00 CC, DD, EE, FF, S
1.000% 5.75% 6.113% $5.84
5/540 Years 0.000% 6% 6.117% $5.50 CC, DD, EE, FF, FFF, S
1.000% 5.75% 6.113% $5.33
7/2330 Years 0.000% 7.75% 7.269% $7.16 CC, DD, EE, FF, S
1.000% 7.5% 7.236% $6.99
10/1030 Years 0.000% 7.75% 7.396% $7.16 CC, DD, EE, FF, S
1.000% 7.5% 7.326% $6.99
10/1040 Years 0.000% 7.875% 7.379% $6.86 CC, DD, EE, FF, FFF, S
1.000% 7.625% 7.312% $6.67