Mortgage Rates

Low Rate Mortgage Loans

Rates shown assume the loan is for purchase or no-cash-out refinance of an existing single family residence. Residence is owner-occupied, in California only, serving as a primary residence. Loan-to-value ratio of less than 60%, and excellent credit.

Fixed Rate Conforming Mortgages

Maximum Loan Amount: $647200. APRs are based on a loan amount of $647200. Term in Years Discount Points Interest Rate APR Payment per $1,000 Disclaimers
30 0.000% 5% 5.025% $5.37 CC, DD, EE, FF, S
1.000% 4.75% 4.818% $5.22
2.000% 4.5% 4.61% $5.07
20 0.000% 4.75% 4.783% $6.46 CC, DD, EE, FF, S
1.000% 4.5% 4.592% $6.33
2.000% 4.25% 4.4% $6.19
15 0.000% 4.25% 4.291% $7.52 CC, DD, EE, FF, S
1.00% 4% 4.19% $7.40
2.000% 3.75% 4.089% $7.27
10 0.000% 4.25% 4.309% $10.24 CC, DD, EE, FF, S
1.00% 4% 4.274% $10.12
2.000% 3.75% 4.24% $10.01

Fixed Rate Super-Conforming Mortgages

Maximum Loan Amount: $970800(available in Bay Area counties and certain other areas). APRs are based on a loan amount of $970800. Term in Years Discount Points Interest Rate APR Payment per $1,000 Disclaimers
30 0.000% 5% 5.018% $5.37 CC, DD, EE, FF, S
1.000% 4.875% 4.981% $5.29
2.000% 4.75% 4.944% $5.22
15 0.000% 4.25% 4.28% $7.52 CC, DD, EE, FF, S
1.000% 4.125% 4.304% $7.46
2.000% 4% 4.33% $7.40

Fixed Rate Super-Jumbo Mortgages

APRs are based on a loan amount of $2000000. Amounts over $2000000 available. For loans of $1,500,000 or higher, reduce the interest rate by 0.125%. Term in Years Discount Points Interest Rate APR Payment per $1,000 Disclaimers
30 0.000% 4.375% 4.393% $4.99 CC, DD, EE, FF, S
1.000% 4.25% 4.353% $4.92

Fixed/Adjustable Mortgages

Movable Mortgages also available at these rates. APRs are based on a loan amount of $550000. For all loans above $750,000 up to $1,500,000 reduce the interest rate by 0.125%. For all loans above $1,500,000 reduce the interest rate by 0.250% Term in Years Discount Points Interest Rate APR Payment per $1,000 Disclaimers
5/5 0.000% 4.125% 4.557% $4.85 CC, DD, EE, FF, S
1.000% 3.875% 4.551% $4.70
7/23 0.000% 4.125% 4.291% $4.85 CC, DD, EE, FF, S
1.000% 3.875% 4.256% $4.70
10/10/10 0.000% 4.125% 4.441% $4.85 CC, DD, EE, FF, S
1.000% 3.875% 4.37% $4.70

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