Mortgage Rates

Low Rate Mortgage Loans

Rates shown assume the loan is for the purchase or no-cash-out refinance of an owner-occupied, existing single family residence, in California only, serving as a primary residence, with a loan-to-value ratio of less than 60%, and excellent credit.

Fixed Rate Conforming Mortgages

Maximum Loan Amount: $548250. APRs are based on a loan amount of $548250. Term in Years Discount Points Interest Rate APR Payment per $1,000 Disclaimers
30 0.000% 3.125% 3.151% $4.28 CC, DD, EE, FF, S
0.500% 3% 3.065% $4.22
1.000% 2.875% 2.979% $4.15
20 0.000% 3.125% 3.162% $5.61 CC, DD, EE, FF, S
0.500% 3% 3.092% $5.55
1.000% 2.875% 3.023% $5.48
15 0.000% 2.375% 2.421% $6.61 CC, DD, EE, FF, S
0.500% 2.25% 2.367% $6.55
1.000% 2.125% 2.313% $6.49
10 0.000% 2.375% 2.442% $9.37 CC, DD, EE, FF, S
0.500% 2.25% 2.421% $9.31
1.000% 2.125% 2.4% $9.26

Fixed Rate Super-Conforming Mortgages

Maximum Loan Amount: $822375(available in Bay Area counties and certain other areas). APRs are based on a loan amount of $822375. Term in Years Discount Points Interest Rate APR Payment per $1,000 Disclaimers
30 0.000% 3.25% 3.269% $4.35 CC, DD, EE, FF, S
1.000% 3.125% 3.223% $4.28
2.000% 3% 3.178% $4.22
15 0.000% 2.75% 2.783% $6.79 CC, DD, EE, FF, S
1.000% 2.625% 2.802% $6.73
2.000% 2.5% 2.821% $6.67

Fixed Rate Super-Jumbo Mortgages

APRs are based on a loan amount of $2000000. Amounts over $2000000 available. For loans of $1,500,000 or higher, reduce the interest rate by 0.125%. Term in Years Discount Points Interest Rate APR Payment per $1,000 Disclaimers
30 0.000% 3.125% 3.142% $4.28 CC, DD, EE, FF, S
1.000% 3% 3.095% $4.22

Fixed/Adjustable Mortgages

Movable Mortgages also available at these rates. APRs are based on a loan amount of $550000. For all loans above $750,000 up to $1,500,000 reduce the interest rate by 0.125%. For all loans above $1,500,000 reduce the interest rate by 0.250% Term in Years Discount Points Interest Rate APR Payment per $1,000 Disclaimers
5/5 0.000% 2.5% 3.025% $3.95 CC, DD, EE, FF, S
1.000% 2.25% 3.018% $3.82
7/23 0.000% 2.625% 2.726% $4.02 CC, DD, EE, FF, S
1.000% 2.375% 2.69% $3.89
10/10/10 0.000% 2.75% 3.13% $4.08 CC, DD, EE, FF, S
1.000% 2.5% 3.059% $3.95

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