Mortgage Rates

Low Rate Mortgage Loans

Rates shown assume the loan is for purchase or no-cash-out refinance of an existing single family residence. Residence is owner-occupied, in California only, serving as a primary residence. Loan-to-value ratio of less than 60%, and excellent credit.


Fixed Rate Conforming Mortgages

Maximum Loan Amount: $766550. APRs are based on a loan amount of $766550.

Rates are valid as of and are subject to change.

Term in Years Discount Points Interest Rate APR Payment per $1,000 Disclaimers
30 0.000% 6.875% 6.899% $6.57 CC, DD, EE, FF, S
1.000% 6.625% 6.697% $6.40
2.000% 6.375% 6.494% $6.24
20 0.000% 6.5% 6.53% $7.46 CC, DD, EE, FF, S
1.000% 6.25% 6.343% $7.31
2.000% 6% 6.155% $7.16
15 0.000% 6.375% 6.412% $8.64 CC, DD, EE, FF, S
1.00% 6.125% 6.321% $8.51
2.000% 5.875% 6.229% $8.37
10 0.000% 6.375% 6.428% $11.29 CC, DD, EE, FF, S
1.00% 6.125% 6.401% $11.16
2.000% 5.875% 6.376% $11.04

Fixed Rate Super Conforming Mortgages

Maximum Loan Amount: $1149825 (available in Bay Area counties and certain other areas). APRs are based on a loan amount of $1149825.

Term in Years Discount Points Interest Rate APR Payment per $1,000 Disclaimers
30 0.000% 6.875% 6.892% $6.57 CC, DD, EE, FF, S
1.000% 6.625% 6.74% $6.40
2.000% 6.375% 6.586% $6.24
15 0.000% 6.375% 6.402% $8.64 CC, DD, EE, FF, S
1.000% 6.125% 6.31% $8.51
2.000% 5.875% 6.218% $8.37

Fixed Rate Super Jumbo Mortgages

APRs are based on a loan amount of $2000000. Amounts over $2000000 available.

Rates are valid as of and are subject to change.

Term in Years Discount Points Interest Rate APR Payment per $1,000 Disclaimers
30 0.000% 7% 7.021% $6.65 CC, DD, EE, FF, S
1.000% 6.875% 6.995% $6.57

Fixed/Adjustable Movable Mortgages

APRs are based on a loan amount of $550000.

Term in Years Discount Points Interest Rate APR Payment per $1,000 Disclaimers
5/530 Years 0.000% 6.375% 6.187% $6.24 CC, DD, EE, FF, S
1.000% 6.125% 6.184% $6.08
7/2330 Years 0.000% 6.375% 6.893% $6.24 CC, DD, EE, FF, S
1.000% 6.125% 6.861% $6.08
10/1030 Years 0.000% 6.375% 6.288% $6.24 CC, DD, EE, FF, S
1.000% 6.125% 6.217% $6.08
10/1040 Years 0.000% 6.500% 6.326% $5.85 CC, DD, EE, FF, FFF, S
1.000% 6.250% 6.260% $5.68