Mortgage Rates

Low Rate Mortgage Loans

Rates shown assume the loan is for purchase or no-cash-out refinance of an existing single family residence. Residence is owner-occupied, in California only, serving as a primary residence. Loan-to-value ratio of less than 60%, and excellent credit.

Fixed Rate Conforming Mortgages

Maximum Loan Amount: $647200. APRs are based on a loan amount of $647200. Term in Years Discount Points Interest Rate APR Payment per $1,000 Disclaimers
30 0.000% 5.375% 5.4% $5.60 CC, DD, EE, FF, S
1.000% 5.125% 5.194% $5.44
2.000% 4.875% 4.988% $5.29
20 0.000% 5% 5.033% $6.60 CC, DD, EE, FF, S
1.000% 4.75% 4.843% $6.46
2.000% 4.5% 4.651% $6.33
15 0.000% 4.75% 4.792% $7.78 CC, DD, EE, FF, S
1.00% 4.5% 4.693% $7.65
2.000% 4.25% 4.594% $7.52
10 0.000% 4.75% 4.81% $10.48 CC, DD, EE, FF, S
1.00% 4.5% 4.777% $10.36
2.000% 4.25% 4.745% $10.24

Fixed Rate Super-Conforming Mortgages

Maximum Loan Amount: $970800(available in Bay Area counties and certain other areas). APRs are based on a loan amount of $970800. Term in Years Discount Points Interest Rate APR Payment per $1,000 Disclaimers
30 0.000% 5.5% 5.518% $5.68 CC, DD, EE, FF, S
1.000% 5.25% 5.358% $5.52
2.000% 5% 5.197% $5.37
15 0.000% 5% 5.03% $7.91 CC, DD, EE, FF, S
1.000% 4.75% 4.932% $7.78
2.000% 4.5% 4.834% $7.65

Fixed Rate Super-Jumbo Mortgages

APRs are based on a loan amount of $2000000. Amounts over $2000000 available. For loans of $1,500,000 or higher, reduce the interest rate by 0.125%. Term in Years Discount Points Interest Rate APR Payment per $1,000 Disclaimers
30 0.000% 4.5% 4.518% $5.07 CC, DD, EE, FF, S
1.000% 4.375% 4.478% $4.99

Fixed/Adjustable Mortgages

Movable Mortgages also available at these rates. APRs are based on a loan amount of $550000. For all loans above $750,000 up to $1,500,000 reduce the interest rate by 0.125%. For all loans above $1,500,000 reduce the interest rate by 0.250% Term in Years Discount Points Interest Rate APR Payment per $1,000 Disclaimers
5/5 0.000% 4.375% 4.883% $4.99 CC, DD, EE, FF, S
1.000% 4.125% 4.878% $4.85
7/23 0.000% 4.375% 5.049% $4.99 CC, DD, EE, FF, S
1.000% 4.125% 5.016% $4.85
10/10/10 0.000% 4.25% 4.565% $4.92 CC, DD, EE, FF, S
1.000% 4% 4.494% $4.77

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