Mortgage Rates

Low Rate Mortgage Loans

Rates shown assume the loan is for purchase or no-cash-out refinance of an existing single family residence. Residence is owner-occupied, in California only, serving as a primary residence. Loan-to-value ratio of less than 60%, and excellent credit.


Fixed Rate Conforming Mortgages

Maximum Loan Amount: $726200. APRs are based on a loan amount of $726200.

Rates are valid as of and are subject to change.

Term in Years Discount Points Interest Rate APR Payment per $1,000 Disclaimers
30 0.000% 7.375% 7.412% $6.91 CC, DD, EE, FF, S
1.000% 7.125% 7.2% $6.74
2.000% 6.875% 6.999% $6.57
20 0.000% 7.125% 7.158% $7.83 CC, DD, EE, FF, S
1.000% 6.875% 6.972% $7.68
2.000% 6.625% 6.786% $7.53
15 0.000% 7.125% 7.165% $9.06 CC, DD, EE, FF, S
1.00% 6.875% 7.077% $8.92
2.000% 6.625% 6.989% $8.78
10 0.000% 7.125% 7.181% $11.68 CC, DD, EE, FF, S
1.00% 6.875% 7.158% $11.55
2.000% 6.625% 7.136% $11.42

Fixed Rate Super Conforming Mortgages

Maximum Loan Amount: $1089300 (available in Bay Area counties and certain other areas). APRs are based on a loan amount of $1089300.

Term in Years Discount Points Interest Rate APR Payment per $1,000 Disclaimers
30 0.000% 7.375% 7.393% $6.91 CC, DD, EE, FF, S
1.000% 7.125% 7.244% $6.74
2.000% 6.875% 7.093% $6.57
15 0.000% 7.25% 7.279% $9.13 CC, DD, EE, FF, S
1.000% 7% 7.191% $8.99
2.000% 6.75% 7.103% $8.85

Fixed Rate Super Jumbo Mortgages

APRs are based on a loan amount of $2000000. Amounts over $2000000 available.

Rates are valid as of and are subject to change.

Term in Years Discount Points Interest Rate APR Payment per $1,000 Disclaimers
30 0.000% 7.75% 7.772% $7.16 CC, DD, EE, FF, S
1.000% 7.625% 7.751% $7.08

Purchase Only Fixed/Adjustable Mortgages

Movable Mortgages also available at these rates. APRs are based on a loan amount of $550000.

Term in Years Discount Points Interest Rate APR Payment per $1,000 Disclaimers
5/5 0.000% 7.125% 6.793% $6.74 CC, DD, EE, FF, S
1.000% 6.875% 6.791% $6.57
7/23 0.000% 7.125% 7.573% $6.74 CC, DD, EE, FF, S
1.000% 6.875% 7.542% $6.57
10/10/10 0.000% 7.125% 6.921% $6.74 CC, DD, EE, FF, S
1.000% 6.875% 6.85% $6.57