Mortgage Rates

Low Rate Mortgage Loans

Rates shown assume the loan is for purchase or no-cash-out refinance of an existing single family residence. Residence is owner-occupied, in California only, serving as a primary residence. Loan-to-value ratio of less than 60%, and excellent credit.

Fixed Rate Conforming Mortgages

Maximum Loan Amount: $726200. APRs are based on a loan amount of $726200. Term in Years Discount Points Interest Rate APR Payment per $1,000 Disclaimers
30 0.000% 6.375% 6.399% $6.24 CC, DD, EE, FF, S
1.000% 6.125% 6.196% $6.08
2.000% 5.875% 5.992% $5.92
20 0.000% 6% 6.031% $7.16 CC, DD, EE, FF, S
1.000% 5.75% 5.842% $7.02
2.000% 5.5% 5.653% $6.88
15 0.000% 5.875% 5.914% $8.37 CC, DD, EE, FF, S
1.00% 5.625% 5.819% $8.24
2.000% 5.375% 5.725% $8.10
10 0.000% 5.875% 5.929% $11.04 CC, DD, EE, FF, S
1.00% 5.625% 5.901% $10.91
2.000% 5.375% 5.874% $10.79

Fixed Rate Super-Conforming Mortgages

Maximum Loan Amount: $1089300(available in Bay Area counties and certain other areas). APRs are based on a loan amount of $1089300. Term in Years Discount Points Interest Rate APR Payment per $1,000 Disclaimers
30 0.000% 6.5% 6.517% $6.32 CC, DD, EE, FF, S
1.000% 6.25% 6.363% $6.16
2.000% 6% 6.207% $6.00
15 0.000% 6% 6.028% $8.44 CC, DD, EE, FF, S
1.000% 5.75% 5.934% $8.30
2.000% 5.5% 5.841% $8.17

Fixed Rate Super-Jumbo Mortgages

APRs are based on a loan amount of $2000000. Amounts over $2000000 available. For loans of $1,500,000 or higher, reduce the interest rate by 0.125%. Term in Years Discount Points Interest Rate APR Payment per $1,000 Disclaimers
30 0.000% 6.125% 6.145% $6.08 CC, DD, EE, FF, S
1.000% 6% 6.114% $6.00

Fixed/Adjustable Mortgages

Movable Mortgages also available at these rates. APRs are based on a loan amount of $550000. For all loans above $750,000 up to $1,500,000 reduce the interest rate by 0.125%. For all loans above $1,500,000 reduce the interest rate by 0.250% Term in Years Discount Points Interest Rate APR Payment per $1,000 Disclaimers
5/5 0.000% 5.625% 6.045% $5.76 CC, DD, EE, FF, S
1.000% 5.375% 6.042% $5.60
7/23 0.000% 5.625% 6.63% $5.76 CC, DD, EE, FF, S
1.000% 5.375% 6.586% $5.60
10/10/10 0.000% 5.625% 5.795% $5.76 CC, DD, EE, FF, S
1.000% 5.375% 5.725% $5.60