Mortgage Rates

Low Rate Mortgage Loans

Rates shown assume the loan is for purchase or no-cash-out refinance of an existing single family residence. Residence is owner-occupied, in California only, serving as a primary residence. Loan-to-value ratio of less than 60%, and excellent credit.


Fixed Rate Conforming Mortgages

Maximum Loan Amount: $766550. APRs are based on a loan amount of $766550.

Rates are valid as of and are subject to change.

Term in Years Discount Points Interest Rate APR Payment per $1,000 Disclaimers
30 0.000% 6.625% 6.648% $6.40 CC, DD, EE, FF, S
1.000% 6.375% 6.446% $6.24
2.000% 6.125% 6.243% $6.08
20 0.000% 6.125% 6.155% $7.24 CC, DD, EE, FF, S
1.000% 5.875% 5.967% $7.09
2.000% 5.625% 5.778% $6.95
15 0.000% 6% 6.037% $8.44 CC, DD, EE, FF, S
1.00% 5.75% 5.944% $8.30
2.000% 5.5% 5.85% $8.17
10 0.000% 6% 6.052% $11.10 CC, DD, EE, FF, S
1.00% 5.75% 6.024% $10.98
2.000% 5.5% 5.998% $10.85

Fixed Rate Super Conforming Mortgages

Maximum Loan Amount: $1149825 (available in Bay Area counties and certain other areas). APRs are based on a loan amount of $1149825.

Term in Years Discount Points Interest Rate APR Payment per $1,000 Disclaimers
30 0.000% 6.625% 6.642% $6.40 CC, DD, EE, FF, S
1.000% 6.375% 6.488% $6.24
2.000% 6.125% 6.333% $6.08
15 0.000% 6.125% 6.152% $8.51 CC, DD, EE, FF, S
1.000% 5.875% 6.059% $8.37
2.000% 5.625% 5.966% $8.24

Fixed Rate Super Jumbo Mortgages

APRs are based on a loan amount of $2000000. Amounts over $2000000 available.

Rates are valid as of and are subject to change.

Term in Years Discount Points Interest Rate APR Payment per $1,000 Disclaimers
30 0.000% 8.25% 8.273% $7.51 CC, DD, EE, FF, S
1.000% 8.125% 8.255% $7.42

Fixed/Adjustable Movable Mortgages

APRs are based on a loan amount of $550,000.

Term in Years Discount Points Interest Rate APR Payment per $1,000 Disclaimers
5/530 Years 0.000% 6.875% 7.139% $6.57 CC, DD, EE, FF, S
1.000% 6.625% 7.137% $6.40
5/540 Years 0.000% 7% 7.197% $6.21 CC, DD, EE, FF, FFF, S
1.000% 6.75% 7.194% $6.03
7/2330 Years 0.000% 7.75% 7.679% $7.16 CC, DD, EE, FF, S
1.000% 7.5% 7.647% $6.99
10/1030 Years 0.000% 7.75% 7.314% $7.16 CC, DD, EE, FF, S
1.000% 7.5% 7.244% $6.99
10/1040 Years 0.000% 7.875% 7.277% $6.86 CC, DD, EE, FF, FFF, S
1.000% 7.625% 7.210% $6.67