$300 New Account Bonus

It's easy to open an account

Open a New Checking Account and Earn $300!212

Unlock a $300 bonus when you open an eligible checking account with Provident today! 

Use promo code 9975 when applying.

Open Checking Account

Earn a $300 Bonus in Four Easy Steps

To qualify, simply complete these four steps for two consecutive months, starting the month following your account opening.

1. Deposit

Deposit a minimum of $25 within the first 60 days of account opening.

2. Make Purchases

Make purchases of $400 or more using a Provident debit and/or credit card.215

3. Set-Up Direct Deposit

Have monthly direct deposits or automatic credits of at least $500.

4. Enroll

Enroll in online banking and eDocuments with a valid email address.

Featured Checking Accounts

Features

  • No monthly fees, minimum balance, overdraft, or NSF (Non-Sufficient Funds) fees150
  • Get paid up to two days early with direct deposit151
  • Manage your money 24/7 through our online banking or mobile app
  • Receive instant text or email alerts for account activity

Digital Edge

This digital account is ideal if you're seeking a seamless, check-free, and paperless banking solution. It offers a simple, secure, and mobile-friendly way to manage your finances on-the-go.

Features

  • No monthly fees or minimum balance requirement007

  • High-yield dividends on balances up to $25,000129

  • Unlimited ATM use with no Provident surcharge

  • Up to $12 per month in rebates for third-party ATM surcharges125

  • Free Overdraft Transfer Protection002

  • Free official checks111 
     

Super Reward Checking

EARN 1.26% APY010 

This high yield checking account offers all the best features you'd want in a checking account while allowing you to earn more on your deposits and everyday banking.

Checking Accounts

Rates are valid as of and are subject to change.

Type Min. Balance Dividend Rate Annual Percentage Yield (APY) Disclaimers
Super Reward Checking up to $25,000 1.253% 1.26% I
Amounts above $25,000 0.080% 0.08%
Requirements Not Met 0.000% 0.00%
  • I) To receive the rates above 0%, you must complete the following three requirements each month: 1) make purchases of $400 or more using a Provident debit and/or credit card, 2) complete one direct deposit or ACH transfer (automatic debit or credit), and 3) receive online e-Documents. If these requirements are not met in their entirety, the APY will be 0%. All qualifying purchases and transactions referred to as "per month" or "monthly" only count towards the requirement of the month in which they POST, which will be on a business day (Monday – Friday) and may take one or more business days from the purchase/transaction date. The minimum deposit required to open this Account is $25. No minimum balance required and no monthly fee will be assessed. To qualify you must also be a member and age 18 or older. Dividends are forfeited if the account is closed prior to scheduled dividend payment date. Effective February 1, 2013 no more than 1 (one) Super Reward Checking account can be opened per membership.

Disclosures

  • 001) Standard delivery fee applies.

Checking Account FAQs