Auto Loans

Choose the loan that's right for you!

Let Provident Credit Union finance your next car, motorcycle, boat, or RV

Provident Auto Loans include:

Apply online for an auto loan, call us at (800) 632-4600, or visit a local community branch.

Schedule Appointment  

Features

  • 100% Financing
  • No payments for 90 days option025
  • No maximum model year age or mileage restrictions
  • Multiple term options up to 84 months
  • Current rates between 6.250% APR - 6.500% APR depending on loan term.

Features

  • 100% Financing

  • No payments for 90 days option025

  • No maximum model year age or mileage restrictions

  • Multiple term options up to 84 months

  • Current rates between 6.250% APR - 6.500% APR depending on loan term.

This first-time program helps you realize your dream of vehicle ownership, with little or no credit history. No co-signer required. This is an excellent way to establish and build credit.

Features

  • No payments for 90 days option025

  • Multiple term options up to 60 months

  • Current rate 11.000% APR
     

Features

  • Terms up to 10 years for loan amounts up to $50,000  Rates

  • Terms up to 15 years for loan amounts up to $100,000  Rates

  • No minimum loan amounts for RV or Boat loans of 5 years or less

Auto Loans

You can receive discounts based on your relationship with us. Ask us how!

Rates are valid as of and are subject to change.

Type Term Fixed Rate APR Payment per $1,000 Disclaimers
New & Used Auto Loan 1-36 months 6.250% $30.54 Q, R, SS, T
37-60 months 6.250% $19.45
61-72 months 6.250% $16.69
73-84 months ($20K min) 6.500% $14.85
College Auto Loan 1-60 months 11.000% $21.74 R, SS, T, U
New & Used Motorcycle Loan 1-48 months 7.750% $24.30 Q, R, SS, T
New & Used Recreational Vehicle Loan 1-84 months 9.000% $16.09 Q, R, SS, T, X
85-120 months ($20K min) 9.500% $12.94
121-180 months ($50K min) 9.750% $10.59
New & Used Boat Loan 1-60 months 7.750% $20.16 Q, R, SS, T
61-120 months ($20K min) 8.500% $12.40
121-180 months ($50K min) 8.875% $10.07

Provident Credit Union Auto Loan FAQs