Auto Loans

Choose the loan that's right for you!

Let Provident Credit Union finance your next car, truck, van, motorcycle, boat, or recreational vehicle.

Disclosures

  • 023) 100% financing available on used cars up to retail Kelley Blue Book value. Subject to credit rating. 
  • 024) Terms over 72 months require a minimum loan of $20,000. Subject to credit rating.
  • 025) Payments begin 90 days after loan funding; interest accrues from day of funding.
  • 026) Refinance loans up to 100% Kelley Blue Book. Lowered monthly payments may require extension of current term.
     

Provident Auto Loans include:

Apply online for an auto loan, call us at (800) 632-4600, or visit a local community branch. 

Schedule Appointment  

Features

  • 100% Financing

  • No payments for 90 days option

  • No maximum model year age or mileage restrictions

  • Multiple term options up to 84 months

Available is a no payments for 90 days option.025

Current rates between 5.625% APR - 5.875% APR depending on loan term.

New and Used Vehicle Loans

Enjoy low fixed rates on both new and used vehicles, with up to 100% financing,023 and terms from 12 to 84 months.024

Features

  • 100% Financing

  • No payments for 90 days option

  • No maximum model year age or mileage restrictions

  • Multiple term options up to 84 months

  • Current rates between 5.625% APR - 5.875% APR depending on loan term.

Auto Refinance Loans

For current auto loans, you may be able to lower your monthly payments!026 A single percent less on your APR could potentially save you hundreds over the remaining life of your loan.

This first-time program helps you realize your dream of vehicle ownership, with little or no credit history. No co-signer required. This is an excellent way to establish and build credit.

Features

  • No payments for 90 days option

  • Multiple term options up to 60 months

  • Current rate 10.125% APR
     

College Auto Loans

Are you a college student in the market for a new car? We offer an auto loan program designed exclusively for you!

Features

  • Terms up to 10 years for loan amounts up to $50,000  Rates

  • Terms up to 15 years for loan amounts up to $100,000  Rates

  • No minimum loan amounts for RV or Boat loans of 5 years or less

New and Used RV & Boat Loans

Realize your dreams and finance your new or used RV (motor home or travel trailer) or boat loan with Provident. 

Join Provident

Learn more about how members receive excellent rates, incredible offers, and exceptional service.

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Enterprise Car Sales

Save more on used vehicles.

Enterprise

Autoland Car Buying

Enjoy no-hassle, no-haggle car buying.

Autoland