Auto Loans

Choose the loan that's right for you!

Let Provident Credit Union finance your next car, truck, van, motorcycle, boat, or recreational vehicle.

Provident Auto Loans include:

Apply online for an auto loan, call us at (800) 632-4600, or visit a local community branch

Schedule Appointment  

New and Used Vehicle Loans

Enjoy low fixed rates on both new and used vehicles, with up to 100% financing,023 and terms from 12 to 84 months.024 Also available is a no payments for 90 days option.025

Features

  • 100% Financing

  • No payments for 90 days option

  • No maximum model year age or mileage restrictions

  • Multiple term options up to 84 months
  • Current rates between 2.625% APR - 3.500% APR depending on loan term.

Auto Refinance Loans

For current auto loans, you may be able to lower your monthly payments!026 Even a single percent less on your APR could potentially save you hundreds of dollars over the remaining life of your loan.

Features

  • 100% Financing

  • No payments for 90 days option

  • No maximum model year age or mileage restrictions

  • Multiple term options up to 84 months

  • Current rates between 2.625% APR - 3.500% APR depending on loan term.

College Auto Loans

Are you a college student in the market for a new car? We offer an auto loan program designed exclusively for you! This first-time program helps you realize your dream of vehicle ownership, with little or no credit history. No co-signer required. This is an excellent way to establish and build credit.

Features

  • No payments for 90 days option

  • Multiple term options up to 60 months

  • Current rate 8.000% APR
     

New and Used RV & Boat Loans

Realize your dreams and finance your new or used RV (motor home or travel trailer) or boat loan with Provident. 

Features

  • Terms up to 10 years for loan amounts up to $50,000  Rates

  • Terms up to 15 years for loan amounts up to $100,000  Rates

  • No minimum loan amounts for RV or Boat loans of 5 years or less

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