Variable Rate Add-On Certificate

Great gift idea and an excellent account to be used with direct deposit, automatic payroll deduction or automatic transfers.

Features

  • Add deposits of any amount at anytime135

  • Federally insured up to $250,000 by the NCUA

  • 24-month term available

  • ​Current rates between ​2.06% APY - ​2.16% APY depending on your account balance.208

Requirements

  • Must open a Membership Savings Account prior to opening

  • $500 minimum balance

  • Age 18 and up or have a joint owner

Term Share Certificate F.A.Q.s

Variable Rate Add-On Certificate

Take advantage of good market conditions with this variable rate certificate224 that you can add deposits of any amount -- anytime!291

Disclosures

  • 135) You can add deposits of any amount, at any time, up to a maximum balance of $1,000,000 without affecting your term. Deposits that bring the balance over $1,000,000 are at the discretion of Provident's management.
  • 208) APY = Annual Percentage Yield. Rates are valid as of   and are subject to change. No dividends are paid on balances below the balance minimum.
  • 224) Penalty for early withdrawal may be assessed and may reduce earnings for all term share certificates.
  • 291) The dividend declaration date is the last day of the dividend period at which time these rates will be paid. Rates are fixed unless stated otherwise. Variable rates are subject to change anytime at the discretion of the Board of Directors.