Variable Rate Add-On Certificate

Take advantage of good market conditions with this 24-month variable rate certificate. Great gift idea, and an excellent account to be used with direct deposit, automatic payroll deduction or automatic transfers.

Features

  • Add deposits of any amount at anytime135

  • Federally insured up to $250,000 by the NCUA

  • 24-month term available

  • ​Current rates between ​2.060% APY - ​2.160% APY depending on your account balance.208

Requirements

  • Must open a Membership Savings Account prior to opening

  • $500 minimum balance

  • Age 18 and up or have a joint owner

Term Share Certificate F.A.Q.s

Variable Rate Add-On Certificate

A high rate certificate224 that you can add deposits of any amount -- anytime!

Disclosures

  • 135) You can add deposits of any amount, at any time, up to a maximum balance of $1,000,000 without affecting your term. Deposits that bring the balance over $1,000,000 are at the discretion of Provident's management.
  • 208) No dividends are paid on balances below the balance minimum.
  • 224) Penalty for early withdrawal may be assessed and may reduce earnings for all term share certificates.