Fixed Rate Add-On Certificate

A high-rate certificate with that you can add deposits of any amount — any time. Ideal for members that want a guaranteed high rate of return and the flexibility to add deposits from other maturing investments with Provident or at another financial institution. Combine with direct deposit for an excellent way to save.


  • Add deposits of any amount anytime135 

  • Federally insured to $250,000 by NCUA

  • ​12-month term available

  • Guaranteed rate for the term of the certificate

  • Current rates between ​0.060% APY - ​0.160% APY depending on your account balance.208


  • Must open a Membership Savings Account prior to opening

  • $250 minimum balance

  • Age 18 and up or have a joint owner

Term Share Certificate F.A.Q.s

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