Fixed Rate Add-On Certificate

Ideal for members that want a guaranteed high rate and the flexibility to add deposits. Combine with direct deposit for an excellent way to save.

Features

  • Add deposits of any amount anytime135 

  • Federally insured up to $250,000 by NCUA

  • ​12-month term available

  • Guaranteed rate for the term of the certificate

  • Current rates between ​1.96% APY - ​2.06% APY depending on your account balance.208

Requirements

  • Must open a Membership Savings Account prior to opening

  • $250 minimum balance

  • Age 18 and up or have a joint owner

Term Share Certificate F.A.Q.s

Fixed Rate Add-On Certificate

A high-rate certificate224 that you can add deposits of any amount — any time.

Disclosures

  • 135) You can add deposits of any amount, at any time, up to a maximum balance of $1,000,000 without affecting your term. Deposits that bring the balance over $1,000,000 are at the discretion of Provident's management.
  • 208) APY = Annual Percentage Yield. Rates are valid as of   and are subject to change. No dividends are paid on balances below the balance minimum.
  • 224) Penalty for early withdrawal may be assessed and may reduce earnings for all term share certificates.