Fixed Rate Add-On Certificate
Fixed Rate Add-On Certificate
A high-rate certificate with that you can add deposits of any amount — any time. Ideal for members that want a guaranteed high rate of return and the flexibility to add deposits from other maturing investments with Provident or at another financial institution. Combine with direct deposit for an excellent way to save.
Features
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Add deposits of any amount anytime135
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Federally insured to $250,000 by NCUA
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12-month term available
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Guaranteed rate for the term of the certificate
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Current rates between 0.060% APY - 0.160% APY depending on your account balance.208
Requirements
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Must open a Membership Savings Account prior to opening
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$250 minimum balance
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Age 18 and up or have a joint owner
Disclosures
135) You can add deposits of any amount, at any time, up to a maximum balance of $1,000,000 without affecting your term. Deposits that bring the balance over $1,000,000 are at the discretion of Provident's management.
200) Based on your relationship with Provident you may be eligible for an APR bonus on a Term Share Certificate with Provident. The rate bonus is applied to the APR offered on the product selected at the time of origination. The bonus will be applied through the expiration of the product term and will not automatically be applied to subsequent renewals.Provident reserves the right to end its Relationship Pricing program at any time without notice.
208) No dividends are paid on balances below the balance minimum.