Fixed Rate Add-On Certificate

A high-rate certificate with that you can add deposits of any amount — any time. Ideal for members that want a guaranteed high rate of return and the flexibility to add deposits from other maturing investments with Provident or at another financial institution. Combine with direct deposit for an excellent way to save.

Features

Add deposits of any amount anytime¹³⁵
Federally insured to $250,000 by NCUA
12-month term available
Guaranteed rate for the term of the certificate
Current rates between 0.060% APY - 0.160% APY depending on your account balance.²⁰⁸

Requirements

Must open a Membership Savings Account prior to opening
$250 minimum balance
Age 18 and up or have a joint owner

Term Share Certificate F.A.Q.s

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Disclosures

135) You can add deposits of any amount, at any time, up to a maximum balance of $1,000,000 without affecting your term. Deposits that bring the balance over $1,000,000 are at the discretion of Provident's management.

200) Based on your relationship with Provident you may be eligible for an APR bonus on a Term Share Certificate with Provident. The rate bonus is applied to the APR offered on the product selected at the time of origination. The bonus will be applied through the expiration of the product term and will not automatically be applied to subsequent renewals.Provident reserves the right to end its Relationship Pricing program at any time without notice.

208) No dividends are paid on balances below the balance minimum.