Deferred Dividend Certificate

Features

  • Dividends for this account are paid at maturity and compounded annually.

  • Federally insured up to $250,000 by NCUA

  • ​12-month term available

  • Guaranteed rate for the term of the certificate

  • ​Current rates between ​2.40% APY - ​2.50% APY depending on your account balance.208

Requirements

  • Must open a Membership Savings Account prior to opening

  • $500 minimum balance

  • Age 18 and up or have a joint owner

Term Share Certificate F.A.Q.s

Deferred Dividend Certificate

This type of certificate works differently from our other type of term share certificates. A deferred certificate224 is designed to help accumulate money for long-term goals. Save for retirement or to protect funds you have already saved. 

Disclosures

  • 208) APY = Annual Percentage Yield. Rates are valid as of   and are subject to change. No dividends are paid on balances below the balance minimum.
  • 224) Penalty for early withdrawal may be assessed and may reduce earnings for all term share certificates.