Bump-Up Certificates

This 24-month certificate lets you step up to a higher rate if yields rise. If we advertise a higher rate for this certificate, you can request whatever rate is current, one time, any time during the term of the certificate, and we'll apply it to the remaining term.

Features

Step up to higher rate if yields rise during your term
Federally insured to $250,000 by NCUA
24-month term available
Current rates between 0.160% APY - 0.260% APY depending on your account balance.²⁰⁸

Requirements

Must open a Membership Savings Account prior to opening
$1,000 minimum balance
Age 18 and up or have a joint owner

Term Share Certificate F.A.Q.s

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Disclosures

200) Based on your relationship with Provident you may be eligible for an APR bonus on a Term Share Certificate with Provident. The rate bonus is applied to the APR offered on the product selected at the time of origination. The bonus will be applied through the expiration of the product term and will not automatically be applied to subsequent renewals.Provident reserves the right to end its Relationship Pricing program at any time without notice.

208) No dividends are paid on balances below the balance minimum.