Moving Assistance Program
Relocating Made Easy
Moving is always a challenge and Provident is here to help with our Moving Assistance Program (M.A.P.). M.A.P. provides exclusive rate discounts, fee waivers, and additional benefits and discounts to members relocating from out-of-state, overseas or new to the Bay Area.
PROFESSIONAL RELOCATION MORTGAGE PROGRAM
Provident's Real Estate Relocation Loan Program provides an exclusive rate discount and fee waiver to members that are part of a formal relocation program sponsored by their employer. To get started, individuals would simply open a checking account and set-up direct deposit. Qualified individuals will benefit from the following:
- Lender fee waived
- Rate Discount on Mortgage Loan145
- Rate Discount on Consumer Loans
- Solar Loans, Personal Loans146
- Fee Reduction: Solar Loans146
- Free first year Home Warranty147
Special Loan Discount Program
Employees of select employers can receive exclusive rate discounts on mortgages and auto loans
Auto & Visa Credit Card Program
Provident's special auto loan and Visa credit card program is intended to provide affordable, new/used vehicle financing and/or Visa credit cards to employees of specific employers who meet our minimum income requirements, but are new to the U.S. and have not yet established credit history and/or do not have a SSN.
Enjoy Many Products and Services Including:
Additional Partnership Discounts Include:
Power Funding is a guarantee that Provident can close your home purchase within 10 business days. If Provident is unable to meet this commitment, you’ll receive a $995 rebate.040
Guarantee Period
The guaranteed funding period starts when Provident receives the following items:
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Full loan application
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Credit Package 042
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Deposit
The guaranteed funding period ends when your loan is funded.
How it Works
You have a new home with a great rate. Let's say you decide to move in three years, but rates have risen by that time. You still have years left with your original low rate. Now you can transfer that rate and term to the mortgage on your next home!
Features
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Available on our Portfolio Adjustable Rate Mortgage products
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Take your rate with you when you move
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No upfront rate differential or fees. When you exercise the Movable Mortgage Option, the fee is 1/2 of 1% of the balance of the new first mortgage loan.
Movable Mortgages
With a Provident Movable Mortgage®, you can secure today’s low interest rate and take it with you when you move. Our 7/23, 30-Year 5/5, 40-Year 5/5, 30-Year 10/10, and 40-Year 10/10 home loans allow you to transfer your rate to the next home you buy.207
How much can I borrow? | Find out how much you can borrow. |
What home can I afford? | Learn the maximum home you can afford |
How much should I put down? | Learn if it is better to put a smaller or larger down payment on a home given other loan terms. |
How much will my mortgage payments be? | Calculate your monthly payment amount. |
How much will my ARM payments be? | Calculate what your payments would be with this loan type. |
What will my refinance costs be? | Learn how much it would cost to refinance your home mortgage. |
Am I better off refinancing? | Find out what options are better for you. |
What will my closing costs be? | Learn how much closing costs would be. |
Should I pay points to lower my rate? | Is paying points worth it? |
How much can I save in taxes? | Calculate potential tax savings. |
Am I better off renting? | Helpful information on if you should buy or rent. |
How can I reduce my mortgage insurance? | Learn the impact that mortgage insurance has on your monthly payments. |
Which loan is better? | Find the loan that is better for you. |
How advantageous are extra payments? | Calculate the impact of making additional payments. |