Auto Loan Rates

Low rate auto loans

Auto Loans

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Rates are valid as of and are subject to change.

Type	Term	Fixed Rate APR	Payment per $1,000	Disclaimers
New & Used Auto Loan	1-36 months	6.500%	$30.65	^Q, ^R, ^SS, ^T
	37-60 months	6.500%	$19.57
	61-72 months	6.500%	$16.81
	73-84 months ($20K min)	6.750%	$14.97
College Auto Loan	1-60 months	11.000%	$21.74	^R, ^SS, ^T, ^U
New & Used Motorcycle Loan	1-48 months	8.000%	$24.41	^Q, ^R, ^SS, ^T
New & Used Recreational Vehicle Loan	1-84 months	9.250%	$16.22	^Q, ^R, ^SS, ^T, ^X
	85-120 months ($20K min)	9.750%	$13.08
	121-180 months ($50K min)	10.000%	$10.75
New & Used Boat Loan	1-60 months	8.000%	$20.28	^Q, ^R, ^SS, ^T
	61-120 months ($20K min)	8.750%	$12.53
	121-180 months ($50K min)	9.125%	$10.22

Q) No branded or salvaged titles.
R) Term not to exceed one year (12 months) per $1,000 financed. Example: A $2,000 loan will have a maximum term of two years (24 months).
SS) APR - Annual Percentage Rate is subject to change and may vary depending on credit rating.
T) Payment per $1,000 balance is based on the interest rate listed with a maximum term. Example: for a 7 year (84 month), $20,000 new auto loan at the rate of 6.750%, multiply 20 x $14.97 for a payment amount of $299.42 (loan amount ÷ $1,000 x payment example = payment amount). Actual payment varies based on credit score, loan amount, term, model year, and type of vehicle.
U) For the College Auto Loan, borrower must be at least 18, employed, a student in an accredited college, university, or trade school, and have no FICO score or limited credit history.
X) A down payment may be required for approval based on the loan amount being requested and the borrower's credit score.

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Answers to frequently asked questions about our Auto Loans.

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