Oakland Branch
Open Today from 9 - 5
Branch Information
4937-D Telegraph Ave
Oakland, CA 94609
Phone: (510) 658-3657
Fax: (510) 658-3661
Branch Hours
Monday - Thursday: 9 - 5
Friday: 9 - 6
Saturday: 9 - 2
Sunday: Closed
Branch Services
- Surcharge-free ATM
- Accepts ATM Deposits
Meet Our Team
David Herrera
Sr. Mortgage Consultant
Phone: (650) 508-7224
Fax: (650) 508-7280
David has over 38 years of experience in all facets of real estate lending. David is well versed in assisting first time homebuyers as well as move up buyers alike.
David has over 38 years of experience in all facets of real estate lending. David is well versed in assisting first time homebuyers as well as move up buyers alike.
Apply with David HerreraDavid has offices in:
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Oakland Branch
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Dublin Branch
Scott Pederson
Financial Consultant
Phone: (510) 333-8903
Fax: (650) 801-7103
Scott has over 22 years of experience as a Financial Advisor. Scott provides unbiased choices and advice using mutual funds, annuities, life insurance, and long-term care, in addition to stocks and bonds.
CA Insurance License # 0A29181
Scott comes to Provident Credit Union with over 22 years of experience as a Financial Advisor and management experience with such firms as Charles Schwab and Merrill Lynch. As a licensed Financial Advisor, he has helped many members save for college education, allocate current and future retirement monies, prepare for wealth transfer, and generally, help create a plan that is designed around the financial lifestyle the client desires..
Scott provides unbiased choices and advice using mutual funds, annuities, life insurance, and long-term care, in addition to stocks and bonds. He has been licensed and offering investment advice since 1990, and has used his skills as a stock trader, bond trader, and wealth manager to help savers and investors make wise financial decisions.
Scott has offices in:
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Oakland Branch
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Walnut Creek Branch
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Folsom Branch
Current Rates
Auto Loan Rates
New or Used Vehicles: 6.000% APR
Mortgage Rates
30-YR Fixed Rate Conforming Mortgages: 6.625% (6.648% APR)
Certificate Rates
Become a Member
Join Provident as a member-owner and enjoy personalized service, great rates, and a community that cares about your financial health.
Disclosures
- 001) APY = Annual Percentage Yield.
- 002) APR = Annual Percentage Rate. Rates are valid as of and are subject to change.
- 128) APR (Annual Percentage Rate) as of is subject to change without notice and based on 0 points. Your APR will vary based on your final loan amount and finance charges. Your actual payments are based on the interest rate, not the APR. Rates shown assume the loan is for the purchase or no-cash-out refinance of an owner-occupied, existing single family residence, in California only, serving as a primary residence, with a loan-to-value ratio of less than 60%, and excellent credit. Adequate property insurance required for the life of the loan. Flood insurance may be required. Private mortgage insurance (PMI) is required on mortgages that exceed 80% loan-to-value (LTV). Payment is based on the interest rate listed for the amortization terms listed, 0 points, $2000 in lender closing costs, and is rounded to the nearest dollar. The monthly payment amount shown includes principal and interest, and does not include amounts for taxes and insurance premiums, if applicable. Your actual monthly payment will be higher if an escrow account is established or required. Private mortgage insurance (PMI) is required on mortgages that exceed 80% loan-to-value (LTV), and would also increase the payment amount. Additional Rate Information and Payment Examples
- 233) Financial Consultants are employees of Provident Credit Union and registered representatives of Osaic Wealth, Inc.
Securities and advisory services offered through Osaic Wealth, Inc. Member FINRA/SIPC.Osaic Wealth is separately owned and other entities and/or marketing names, products or services referenced here are independent of Osaic Wealth. Provident Credit Union is not affiliated with Osaic Wealth, Inc.
Securities are Not NCUA Insured - No Credit Union Guarantee - May Lose Value.