Investing & Retirement

Save money for retirement

Contributing to a Traditional or Roth IRA (Individual Retirement Account) can not only help you save for retirement but could also potentially provide you with tax benefits. Provident offers two types of IRA products with great rates and the flexibility to start saving regardless of where you are in life.

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Investing & Retirement

Fixed Rate IRA Term Share Certificates

With a variety of terms and rates to choose from, you can start your risk-free retirement or educational savings now with a $500 minimum. When the term is up, you can roll it over into a different IRA/ESA account, or just let it automatically renew at the rate that is current at the time.224


  • Flexible terms from 12 - 60 months
  • Federally insured to $250,000​


  • Minimum opening deposit of $500
  • IRA contributions are limited to $6,000 per year; additional $1,000 allowed for those over 50 years old to "catch up"

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