Fixed Rate IRA Certificates

Fixed Rate IRA Term Share Certificates

With a variety of terms and rates to choose from, you can start your risk-free retirement or educational savings now with a $500 minimum. When the term is up, you can roll it over into a different IRA/ESA account, or just let it automatically renew at the rate that is current at the time.


  • Flexible terms from 12 - 60 months
  • Federally insured to $250,000


  • Minimum opening deposit of $500
  • IRA contributions are limited to $6,000 per year; additional $1,000 allowed for those over 50 years old to "catch up"
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