$300 New Account Bonus
Open a New Checking Account and Earn a Bonus!
Earn $300 when you open a checking account with Provident and meet the requirements outlined below. Be sure to use promo code 1019 when applying.
To earn the $300 new account bonus212, simply do these four things:
1. Deposit
Deposit a minimum of $25 within the first 60 days of account opening.
2. Make Purchases
Make purchases of $400 or more using a Provident debit and/or credit card215 for two consecutive months, starting the month following your checking account opening
3. Set-Up Direct Deposit
Have direct deposits or automatic credits of at least $500 for two consecutive months, starting the month following your checking account opening
4. Enroll
Enroll in online banking and eDocuments with a valid email address.
Open a Checking Account and Earn $300
Use promo code 1019. Offer expires April 30, 2024.
Open a Checking Account
Open your new checking account online or make an appointment to visit your local Community Branch.
Visit Our Oakland Branch
Open an account at our new Oakland Community Branch located in the Temescal Plaza at 4937-D Telegraph Ave, Oakland, CA 94609.
Explore Checking Account Options
Features
Super Reward Checking
EARN 1.26% APY010
Super Reward Checking offers all the best features you would want in a checking account and more.
Features
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No monthly fees when requirements are met
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Free Provident checks (re-order one box at a time)001
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Round Up Savings Program: This optional account is a simple, easy, and automatic way to save your hard earned money or pay down debt.
Provident Checking
This is a full-service checking account with no monthly fees when requirements are met.
Features
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No monthly fees, no requirements, and no minimum balance
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Free box of Provident checks (first box only)001
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Round Up Savings Program: This optional account is a simple, easy, and automatic way to save your hard earned money or pay down debt.
Simply Free Checking
The ideal account if you want to avoid monthly fees and prefer a basic, no-frills account.
Disclosures
- 001) Standard delivery fee applies. See Service Charge Schedule for details.
- 002) In the event of an overdraft, if you have selected certain accounts to be used for Overdraft Transfer Protection and the funds are available to cover the transaction, they are automatically transferred from your other accounts. If you do not have funds available we offer Courtesy Pay Overdraft (there is a per-item fee for Courtesy Pay Overdraft) Service Charge Schedule
- 007) $25 Minimum deposit required to open. Must be 18 years or older to qualify. Limit 1 (one) Super Reward Checking account per membership.
- 010) These are the requirements to receive 1.26% Annual Percentage Yield (APY) on balances up to $25,000, 0.08% APY on balances beyond the first $25,000, and ATM rebates. 1) make purchases of $400 or more using a Provident debit and/or credit card, 2) complete one direct deposit or ACH transfer (automatic debit or credit), and 3) receive online e-Documents. If the 3 requirements are not met in their entirety, the APY will be 0% and no ATM rebates will be issued for that month. All qualifying purchases and transactions referred to as "per month" or "monthly" only count towards the requirement of the month in which they POST, which will be on a business day (Monday – Friday) and may take one or more business days from the purchase/transaction date. Automatic or electronic payments using your checking account and routing number are not considered purchases. By providing your payee with your debit or credit card number, your posted automatic payments will be counted as eligible purchases. Some bill payments will meet the monthly requirement for an ACH debit or credit transaction. Debit card cash-back amounts and cash advances on credit cards do not count towards qualifications. Only one Visa credit card can have its purchases count towards your qualifications each month (whichever one that is selected on the account on the last business day of the month). The minimum deposit required to open this Account is $25. No minimum balance required and no monthly fee will be assessed. To qualify you must also be a member and age 18 or older. Dividends are forfeited if the account is closed prior to scheduled dividend payment date. Effective February 1, 2013 no more than 1 (one) Super Reward Checking account can be opened per membership.
- 111) Limited to two official checks and three money orders per day per member at no charge. Additional official checks and/or money orders are subject to a fee. Does not apply to Business Checking accounts. Consult the Service Charge Schedule for current fees.
- 125) Provident will rebate nationwide ATM surcharge fees imposed by the other institution, up to $12.00 per month when you meet the monthly minimum requirements. ATM surcharge rebates will be deposited into your Super Reward Checking Account on the first day of the following month.
- 212) This offer is only valid for NEW Provident Checking Accounts and NEW Provident Credit Union members, 18 or older, who reside in one of the following counties in California: Alameda, Contra Costa, El Dorado, Placer, Sacramento, San Mateo, Santa Clara, and San Francisco. Offer limited to one per individual and one per household and address. To be eligible, you must open one of the following checking accounts: Super Reward Checking, Provident Checking or Simply Free Checking; all other checking accounts are not eligible for the bonus. New Account Bonus offer may expire anytime. This offer cannot be combined with any other offers. The minimum balance for the Membership Savings account is $5.00. You must fund your Checking account within the first 60 days of account opening with a minimum deposit of $25. If you fail to fund your Checking account within the first 60 days you are no longer eligible for the New Account Bonus and your account(s) will be closed.
In order to qualify for your New Account Bonus your account must be active and in good standing for two consecutive months following the month that your account is opened. All qualifying purchases and transactions referred to as "per month" or "monthly" only count towards the requirement of the month in which they POST, which will be on a business day (Monday – Friday) and may take one or more business days from the purchase/transaction date. Your account is deemed active by: (1) making purchases of $400 or more using a debit and/or credit card per month, AND (2) performing monthly direct deposits or automatic credits of at least $500 into your checking account, AND (3) enrolling in Provident's online banking service and e-Documents with valid e-mail address. If your account remains inactive after 90 days from account opening you are no longer eligible for the New Account Bonus. Your account is in good standing if you: (1) demonstrate responsible account management—such as making regular deposits to bring your account to a positive end of day balance at least once every 30 days (including the payment of all credit union fees and charges); (2) avoid excessive overdrafts suggesting the use of Courtesy Pay Overdraft as a continuing line of credit; (3) there are no legal orders, levies or liens against your account. New Account Bonus: We generally pay the New Account Bonus by crediting your Provident Credit Union Checking account. If Provident funded your savings account at account opening, you will receive the difference between your initial $5.00 Savings account bonus and the stated bonus within 120 days of account opening. We may report the value of the New Account Bonus to the IRS and any applicable taxes are the responsibility of the member. - 215) Automatic or electronic payments using your checking account and routing number are not considered purchases. By providing your payee with your debit or credit card number, your posted automatic payments will be counted as eligible purchases. Debit card cash-back amounts and cash advances on credit cards do not count towards qualifications.
Banking Made Easy
Mobile Banking
Convenient and secure banking for managing your funds and accounts, all from your mobile device.
Send and Receive Money With Zelle®
Send and receive money with friends, family, and others you trust directly from Provident Credit Union's online banking or mobile app.
Deposit Checks With a Snap
Deposit your endorsed checks directly into your account using your mobile device, without the need to visit a branch or ATM.