Personal Loans

The Right Loan at the Right Time

Your interest rate is fixed for the entire loan term and no collateral is required. Terms are available for up to 48 months.


  • Low fixed rate of 10.615% APR for the life of the loan

  • Loan amounts up to $35,000

  • Terms up to 48 months065

Attractive rates and flexible terms

Provident can help you with personal loans to cover a variety of planned or unexpected expenses.060

Schedule Appointment  

No monthly payments are required, and the loan is paid off when the certificate securing it matures.


  • Very attractive rates067
  • No monthly payments required
  • Borrow up to 80% of the amount available in your Term Share Certificate
  • Loan terms mirror the maturity date of the Term Share Certificate

Whether you’re an undergraduate, career training or graduate student these flexible student loans are designed to meet your needs:

  • Competitive variable and fixed interest rates
  • No origination fee or prepayment penalty069
  • Multiple repayment options

Learn which loan is right for you


  • Rates more competitive than for an unsecured loan
  • Borrow up to 100% of the amount available in your Savings account
  • Terms up to 48 months066

Qualified members will receive an affordable loan that can be used for debt consolidation, major purchases, or other unexpected expenses. The loan can also be used to help establish or build credit history.


  • Low monthly payments
  • Loan amounts up to $3,000
  • Terms up to 36 months 


Apply Online for Personal Loans

A great way to cover a variety of planned or unexpected expenses.