Personal Loan Rates

Secured Loans, Solar Loans, and Fixed Rate Personal Loans

Fixed Rate Personal Loan

Rates are valid as of and are subject to change.

Type	Term	Fixed Rate APR	Payment per $1,000	Disclaimers
Fixed Rate Personal Loan	48 months	10.615%	$25.66	^SS, ^T, ^Z

Type	Term	Fixed Rate APR	Payment per $1,000	Disclaimers
Solar Advantage Loan	12-120 months	7.875%	$12.07	^SS, ^T, ^V, ^W
	121-180 months	8.125%	$9.63
	181-240 months	8.375%	$8.60

SS) APR - Annual Percentage Rate is subject to change and may vary depending on credit rating.
T) Payment per $1,000 balance is based on the interest rate listed with a maximum term. Example: for a 7 year (84 month), $20,000 new auto loan at the rate of 6.250%, multiply 20 x $14.73 for a payment amount of $294.57 (loan amount ÷ $1,000 x payment example = payment amount). Actual payment varies based on credit score, loan amount, term, model year, and type of vehicle.
V) Property must be an owner-occupied single-family residence in the following counties: San Mateo, Contra Costa, Santa Clara, Alameda, and San Francisco, or within a 5-mile radius surrounding our branch in Folsom. No lien is placed on your home. $200 processing fee required.
W) Minimum loan amount of $20,000 for terms greater than 15 years (180 months).
Z) The maximum unsecured credit allowed per membership, including Visa, VIP, and unsecured loans, is $35,000.

Rates are valid as of and are subject to change.

Type	Max Term	Fixed Rate APR	Payment per $1,000	Disclaimers
Savings Secured Loan	48 months	Lowest savings rate + 3%	Varies	^SS, ^T
Certificate Secured Loan	Certificate Maturity Date	Certificate yield + 3% (rate rounded up to next whole number)	Varies

SS) APR - Annual Percentage Rate is subject to change and may vary depending on credit rating.
T) Payment per $1,000 balance is based on the interest rate listed with a maximum term. Example: for a 7 year (84 month), $20,000 new auto loan at the rate of 6.250%, multiply 20 x $14.73 for a payment amount of $294.57 (loan amount ÷ $1,000 x payment example = payment amount). Actual payment varies based on credit score, loan amount, term, model year, and type of vehicle.