Personal Loan Rates

Secured Loans, Solar Loans, and Fixed Rate Personal Loans

Type	Term	Fixed Rate APR	Payment per $1,000	Disclaimers
Fixed Rate Personal Loan	48 months	9.990%	$25.36	^SS, ^T, ^Z

Type	Term	Fixed Rate APR	Payment per $1,000	Disclaimers
Solar Advantage Loan	12-120 months	6.750%	$11.48	^SS, ^T, ^V, ^W
		121-180 months	7.000%		$8.99
		181-240 months	7.250%		$7.90

SS) APR - Annual Percentage Rate is subject to change and may vary depending on credit rating.
T) Payment per $1,000 balance is based on the interest rate listed with a maximum term. Example: for a 7 year (84 month), $20,000 new auto loan at the rate of 4.500%, multiply 20 x $13.90 for a payment amount of $278.00 (loan amount ÷ $1,000 x payment example = payment amount). Actual payment varies based on credit score, loan amount, term, model year, and type of vehicle.
V) You must currently own and occupy a home in California. No lien is placed on your home. $150 processing fee required.
W) Minimum loan amount of $20,000 for terms greater than 15 years (180 months).
Z) The maximum unsecured credit allowed per membership, including Visa, VIP, and unsecured loans, is $35,000.

Type	Max Term	Fixed Rate APR	Payment per $1,000	Disclaimers
Savings Secured Loan	48 months	Lowest savings rate + 3%	Varies	^SS, ^T
Certificate Secured Loan	Certificate Maturity Date	Certificate yield + 3% (rate rounded up to next whole number)	Varies

SS) APR - Annual Percentage Rate is subject to change and may vary depending on credit rating.
T) Payment per $1,000 balance is based on the interest rate listed with a maximum term. Example: for a 7 year (84 month), $20,000 new auto loan at the rate of 4.500%, multiply 20 x $13.90 for a payment amount of $278.00 (loan amount ÷ $1,000 x payment example = payment amount). Actual payment varies based on credit score, loan amount, term, model year, and type of vehicle.

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