Rates
| Type | Term | Fixed Rate APR | Payment per $1,000 | Disclaimers |
|---|---|---|---|---|
| Fixed Rate Personal Loan | 48 months | 9.990% | $25.36 | SS, T, Z |
SS) APR - Annual Percentage Rate is subject to change and may vary depending on credit rating.
T) Payment per $1,000 balance is based on the interest rate listed with a maximum term. Example: for a 7 year (84 month), $20,000 new auto loan at the rate of 3.625, multiply 20 x $13.50 for a payment amount of $270.00 (loan amount ÷ $1,000 x payment example = payment amount). Actual payment varies based on credit score, loan amount, term, model year, and type of vehicle.
Z) The maximum unsecured credit allowed per membership, including Visa, VIP, and unsecured loans, is $35,000.
| Type | Term | Fixed Rate APR | Payment per $1,000 | Disclaimers |
|---|---|---|---|---|
| Solar Advantage Loan | 240 months | 6.500% | $7.46 | SS, T, V, W |
SS) APR - Annual Percentage Rate is subject to change and may vary depending on credit rating.
T) Payment per $1,000 balance is based on the interest rate listed with a maximum term. Example: for a 7 year (84 month), $20,000 new auto loan at the rate of 3.625, multiply 20 x $13.50 for a payment amount of $270.00 (loan amount ÷ $1,000 x payment example = payment amount). Actual payment varies based on credit score, loan amount, term, model year, and type of vehicle.
V) You must currently own and occupy a home in California. No lien is placed on your home. $150 processing fee required.
W) Minimum loan amount of $20,000 for terms greater than 15 years (180 months).
| Type | Max Term | Fixed Rate APR | Payment per $1,000 | Disclaimers |
|---|---|---|---|---|
| Savings Secured Loan | 48 months | Lowest savings rate + 3% | Varies | SS, T |
| Certificate Secured Loan | Certificate Maturity Date | Certificate yield + 3% (rate rounded up to next whole number) | Varies |
SS) APR - Annual Percentage Rate is subject to change and may vary depending on credit rating.
T) Payment per $1,000 balance is based on the interest rate listed with a maximum term. Example: for a 7 year (84 month), $20,000 new auto loan at the rate of 3.625, multiply 20 x $13.50 for a payment amount of $270.00 (loan amount ÷ $1,000 x payment example = payment amount). Actual payment varies based on credit score, loan amount, term, model year, and type of vehicle.
Smart Option Student Loan
Find rates and other information about the Provident/Sallie Mae® Smart Option Student Loan.
Learn More